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Updraft: Personal Loan reviews

4.89
Based on 11,097 reviews, last reviewed 23rd Sep 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service, quick and easy Fantastic service, quick and easy Reviewed on: 23rd September 2026
Mike G's avatar
Mike G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11097)

Simple and efficient.

5
It was a very easy application and recieved funds in a very timely manner. All completed through the mobile app. Reviewed on: 15th March 2024

Simple proactive company

5
Have never had an issue. Very proactive company and always happy to help. The app interface is easy to use and the update of the credit file is easy to view. All products are in one place to it’s easy to also manage savings and finance in general. Reviewed on: 15th March 2024

Simple, straight forward

5
Simple, straight forward and money was approved and in my bank account with little fuss and I was able to go about settling my personal debts. I was a referred by a friend and I have told my family and friends about this service Reviewed on: 15th March 2024

Needed to pay off another loan, they offered me a lo...

4
Needed to pay off another loan, they offered me a lower rate. The app is easy to use and setting it all up was a doddle. They keep offering new loans at a higher rate though, which I find rather irritating. Reviewed on: 15th March 2024

It is very accessible and easy to use and the staff...

5
It is very accessible and easy to use and the staff are so quick to respond when you need help. Reviewed on: 15th March 2024

Quick and simple to use, flexible repayment plan

5
Quick and simple to use, flexible repayment plan Reviewed on: 15th March 2024

Excellent company , very easy to deal with

5
Excellent company , very easy to deal with Reviewed on: 15th March 2024

Fast and simple process from start to finish!

5
Fast and simple process from start to finish! Reviewed on: 15th March 2024

Very efficient and easy to set up

5
Very efficient and easy to set up Reviewed on: 15th March 2024

Exceptional

5
Updraft Personal Loan has truly exceeded my expectations! The application process was a breeze, with a user-friendly interface that made it simple to input my information and receive a quick approval decision. The interest rates offered were competitive, saving me money compared to other lenders I researched. The flexibility in loan terms allowed me to choose a repayment plan that fit my budget perfectly. Customer service was exceptional - they were responsive, knowledgeable, and eager to assist with any questions I had. I highly recommend Updraft Personal Loan to anyone in need of financial assistance. Thank you for a fantastic experience! Reviewed on: 15th March 2024

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