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Updraft: Personal Loan reviews

4.88
Based on 11,079 reviews, last reviewed 1st Jul 2026
94% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026
Aleigha S's avatar
Aleigha S

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11079)

What can I say - it was great!

5
What can I say but it was a simple, straightforward pleasurable experience- bet no-one would usually describe getting a loan in such a way, but it’s true. No anxiety and no stress. It was my second time going for an Updraft loan and it was great both times. Reviewed on: 15th March 2024

Very easy to do a application and they get back to y...

5
Very easy to do a application and they get back to you within 24 hours, interest rate is better than most Reviewed on: 15th March 2024

Helped me out in a time of need, fast and reliable.

5
Helped me out in a time of need, fast and reliable. Reviewed on: 15th March 2024

Good lenders, quick approval and they communicate well

5
Good lenders, quick approval and they communicate well Reviewed on: 15th March 2024

Updraft ensured that the stress and impacts on my me...

5
Updraft ensured that the stress and impacts on my mental health that my finances caused were alleviated and I now feel far far more confident in my management of my finances. Reviewed on: 15th March 2024

Quick decision and money transfer.

5
Quick decision and money transfer. Easy application process Reviewed on: 15th March 2024

Easy to use, flexible repayments and fair interest

5
Easy to use, flexible repayments and fair interest for those not usually accepted. Reviewed on: 15th March 2024

Very good and efficient, customer service is very he...

5
Very good and efficient, customer service is very helpful whenever I need it. Reviewed on: 15th March 2024

Sorted my issues with credit cards well.

5
Sorted my issues with credit cards well. I was struggling before they got in line. Reviewed on: 15th March 2024

Fast, friendly and fair lender.

5
Fast, friendly and fair lender. Fees and repayments are entirely transparent. Lender incentivises good customer behaviour; for example, repaying early or in addition to fixed monthly repayments results in a reduction in overall cost of loan. Highly recommend. Reviewed on: 15th March 2024

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