Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,904 reviews, last reviewed 9th Apr 2026
369600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just smooth sailing no hiccups brilliant service Just smooth sailing no hiccups brilliant service Reviewed on: 9th April 2026
John t's avatar
John t

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10904)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Very simple and transparent process

5
Very simple and transparent process Reviewed on: 14th March 2024

I got help with a loan when I needed it

5
I got help with a loan when I needed it Reviewed on: 14th March 2024

Great communication!

5
Great communication! clear simple paperwork friendly Reviewed on: 14th March 2024

Fair friendly and straightforward, easy to understan...

5
Fair friendly and straightforward, easy to understand and no hidden extras, no unfair lending fees . Reviewed on: 14th March 2024

Excellent Service and support.

5
Excellent Service and support. I felt so helpful about being able to receive a personal loan. Quick approval and fast service. Reviewed on: 14th March 2024

Quick, easy and simple to apply and use!

5
Quick, easy and simple to apply and use! Reviewed on: 14th March 2024

Very easy to use and great service

4
Very easy to use and great service Reviewed on: 14th March 2024

Updraft have been nothing short of amazing helping m...

5
Updraft have been nothing short of amazing helping me get out of credit card debt with lower monthly repayments Reviewed on: 14th March 2024

Responsible lender that helped me get out of debt

5
Offered me a loan that helped me get out of debt for good. Their terms are as good as they can get in terms of early repayments, and APR is lower than most credit cards available. Finally, their customer service is so responsive and gets back to you quickly on an app that doesn’t feel intimidating for a financial product Reviewed on: 14th March 2024

Very Transparent , quick decision , easy to use ser...

5
Very Transparent , quick decision , easy to use service Reviewed on: 14th March 2024