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Updraft: Personal Loan reviews

4.96
Based on 10,917 reviews, last reviewed 12th Apr 2026
370900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

The best personal loan provider there is The best personal loan provider there is Reviewed on: 12th April 2026
Luke C's avatar
Luke C

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10917)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great platform, user friendly

5
The user interface made banking much crazier than with other providers Reviewed on: 14th March 2024

Simple application

5
Simple online application and no hidden costs Reviewed on: 14th March 2024

Good team friendly customer service

4
Good team friendly customer service Reviewed on: 14th March 2024

Would use Updraft again, helped me when other compan...

5
Would use Updraft again, helped me when other companies wouldn't. Reviewed on: 14th March 2024

Excellent service and product in hard times

5
Excellent - from application to completion. Team have been engaging and responsive Reviewed on: 14th March 2024

I can't fault them had a great experience with these...

5
I can't fault them had a great experience with these so straight forward had no problems from start to finish great Reviewed on: 14th March 2024

Very quick and fast service, funds transferred fast...

5
Very quick and fast service, funds transferred fast easy to contact and deal with Reviewed on: 14th March 2024

They offered me £4,000 to clear my overdrafts.

5
They offered me £4,000 to clear my overdrafts. Very easy and fast application Reviewed on: 14th March 2024

Excellen! Hassle free

5
Easy to apply on phone all very hassle free, instant decisions and money in account in a matter of a couple of days Reviewed on: 14th March 2024

Very easy process.

5
Very easy process. Clear & simple terms & conditions. Reviewed on: 14th March 2024