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Updraft: Personal Loan reviews

4.96
Based on 10,914 reviews, last reviewed 10th Apr 2026
370600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Process was so easy start to finish. Process was so easy start to finish. Contacting them was excellent with a speedy response every time. Very happy customer all round Reviewed on: 10th April 2026
Craig M's avatar
Craig M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10914)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Updraft loan

4
Updraft allowed me to consolidate debt in a stress free manner. Reviewed on: 14th March 2024

Great help when I needed to change payment amounts d...

5
Great help when I needed to change payment amounts due to personal circumstance change Reviewed on: 14th March 2024

AMAZING COMPANY

5
I first introduced myself to updraft when I needed cash for my holiday they was happy to offer me £1000! Then 6 months later they offered me £2700!! So I paid my other loans I had. The customer service is second to non one staff member who I always talk to is Liv she’s always happy to help and also helped me when I was unable to make a payment. id recommend updraft to anyone who has a large amount of debt or even if you need it to book that holiday! but honestly pay your debts off it made my life so much easier. I think the Apr which is charged is great. And the monthly payments are cheap all in all I feel updraft is the winning company here! Keep up the good work guys! your all smashing it :) Reviewed on: 14th March 2024

Updraft helped me to consolidate multiple loans.

5
Updraft helped me to consolidate multiple loans. The chat feature is very helpful and the payment plan is easy to track and see progress. Reviewed on: 14th March 2024

Fast getting and useful .

5
Fast getting and useful . I'm very happy with this experience Reviewed on: 14th March 2024

It was fine.

5
It was fine. A little trouble theybhad setting up the DD but other than that no real issues Reviewed on: 14th March 2024

Friendly and helpful service

5
Friendly and helpful service, when ever I’ve contacted they’ve been able to answer and it’s quick and straightforward Reviewed on: 14th March 2024

Great company, great people.

5
A lovely company, helped me out when no one else did. Good APR all things considered but the best thing was how quickly I received the money. It took into account all the other bits that I was paying off and offered a repayment which didn’t hurt my wallet too much. The app is great as well, very clear and easy to understand. Reviewed on: 14th March 2024

Honest & transparent

5
Updraft have helped me and my partner get on such better financial positions with the service they provide, so thank you updraft! Reviewed on: 14th March 2024

Affordable monthly payments

5
Affordable monthly payments, apr isn't through the roof & so simple to apply for what more can you ask of Reviewed on: 14th March 2024