Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,980 reviews, last reviewed 26th Apr 2026
376900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience, helped me get out of debt and pay... Great experience, helped me get out of debt and pay back my loan with no fees Reviewed on: 26th April 2026
Leah Kristin Blake's avatar
Leah Kristin Blake

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10980)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Professional approach to lending, with clear guidanc...

5
Professional approach to lending, with clear guidance on contractual obligations. Reviewed on: 14th March 2024

Excellent Customer service

5
Excellent Customer service and I would happily recommend updraft to family and friends. Reviewed on: 14th March 2024

Quick application and service all questions answered...

5
Quick application and service all questions answered quickly Reviewed on: 14th March 2024

Bad Credit to Homeowner

5
I had really bad credit, updraft was my only option to consolidate. Me and my partner were looking to buy a house but my credit score and debt was too much. I now have a mortgage. Couldn’t have done it without them! Reviewed on: 14th March 2024

Brilliant service, super speedy and also really resp...

5
Brilliant service, super speedy and also really responsible lenders. Reviewed on: 14th March 2024

Had good experience with updraft

5
Had good experience with... timely response... timely help... Reviewed on: 14th March 2024

Excellent service

5
Took me literally minutes to get my loan sorted, and a few days to get paid. Very happy with the overall service I've received. Reviewed on: 14th March 2024

Really quick and easy process, would recommend to an...

5
Really quick and easy process, would recommend to anyone looking to take control of their financial situation. Reviewed on: 14th March 2024

Saved me from drowning in credit card debt

5
I have two consolidation loans from Updraft - they helped me out when I was drowning in credit card debt and couldn't get a decent rate anywhere. Easy to apply, quick to sort and I can monitor on an app. What's not to like! Reviewed on: 14th March 2024

It has always been a great experience to get quick h...

5
It has always been a great experience to get quick help when urgently needed money. Even tho I knew I will be paying it back within next 2-3 months, they always gave me best rates. Reviewed on: 14th March 2024