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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

Very easy to apply online, quick deposit.

5
Very easy to apply online, quick deposit. Now that account it up and running I find it very easy to manage. Reviewed on: 14th March 2024
Courtney Gallagher's avatar
Courtney Gallagher

A very friendly & accessible product.

5
A very friendly & accessible product.. The app is very user friendly and they also give you plenty of time to consider your options with no pressure at all. Payments are advised to be higher or lower where appropriate to give you a clear view of how long the loan could take to pay back if you overpay / or not. You’re in control. Reviewed on: 14th March 2024
David Busbridge's avatar
David Busbridge

Cannot praise enough! 10 STARS

5
It was quick and simple. I applied via their website, entered my details and was given an amount that I was more than happy with. It took a massive weight off my shoulders and I can spend my days not having to worry about my poor decisions when I was young. The amazing rates they do were incomparable to any other personal loan service that I had offers from. Their support team were quick and friendly. They provided the answers to all my questions and make the whole process smoother. Their app has a smooth UI and easy to navigate around. Easy to know how much I’m paying and when. Would recommend Updraft to anyone in the same situation that I was in or in general! Reviewed on: 14th March 2024
Luis D's avatar
Luis D

Super efficient and helpful.

5
Super efficient and helpful. Best service out there. Have used them dir emergency funds a few times. Reviewed on: 14th March 2024
Durkan 's avatar
Durkan

My experience is brilliant with updraft they don't b...

5
My experience is brilliant with updraft they don't burden you but find the right solutions to help you out Reviewed on: 14th March 2024
Sockino 's avatar
Sockino

Quick & easy to apply

5
Quick & easy to apply. Made an error & when I emailed them to advise they sorted within a couple of hours Reviewed on: 14th March 2024
Lesley M's avatar
Lesley M

Easy from start to finish been able to consolidate a...

5
Easy from start to finish been able to consolidate all my cards in one place Reviewed on: 14th March 2024
Sharon V's avatar
Sharon V

Very good easy to get money it’s helpful to make...

5
Very good Reviewed on: 14th March 2024
Narinder S's avatar
Narinder S

Very easy experience.

5
Very easy experience. Friendly and fast communication Reviewed on: 14th March 2024
Paula H's avatar
Paula H

Easiest loan ive ever applied for and very Kind advi...

5
Easiest loan ive ever applied for and very Kind advisers that understand difficulties if there are any Reviewed on: 14th March 2024
Sophie's avatar
Sophie

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