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Updraft: Personal Loan reviews

4.96
Based on 10,916 reviews, last reviewed 11th Apr 2026
370800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and helpful! Easy and helpful! Gave me a loan when many turned me down! Reviewed on: 11th April 2026
John's avatar
John

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10916)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Fast and easy application.

5
Fast and easy application. Any issues i had were promptly fixed. Reviewed on: 14th March 2024

Loan for debit

5
It was very quick check and it was helpful for my debits Reviewed on: 14th March 2024

I have always received fantastic customer service, e...

5
I have always received fantastic customer service, ease at using their app & straight forward language that everyone can understand. Would highly recommend updraft. Reviewed on: 14th March 2024

Simple process, great rates

5
Simple process, lend at a rate that is far better I could get elsewhere, made a huge difference to my life! Reviewed on: 14th March 2024

Easy to use and great options would use again as som...

5
Easy to use and great options would use again as something for everyone Reviewed on: 14th March 2024

The loan really helped me settling my high interest...

5
The loan really helped me settling my high interest credit cards Reviewed on: 14th March 2024

Quick, easy and reliable:

5
Such an easy process. Quick responses from the team with so much support. I’m glad I found updraft when I did. I had just lost my job, and financially was in a very difficult place. Overdraft has been great help. Reviewed on: 14th March 2024

Exceptional

5
Was seamless and extremely easy to set up Reviewed on: 14th March 2024

THE BEST

5
The application process was remarkably straightforward, thanks to their user-friendly online platform. I appreciated how efficiently they handled the paperwork, ensuring that my loan was processed swiftly. Their attention to detail and commitment to customer satisfaction were evident every step of the way. Reviewed on: 14th March 2024

Great experience overall.

4
Great experience overall. A few hiccups in the beginning but all resolved now. Would use again Reviewed on: 14th March 2024