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Updraft: Personal Loan reviews

4.96
Based on 10,923 reviews, last reviewed 13th Apr 2026
371300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Staff are very helpful and very patient Staff are very helpful and very patient Reviewed on: 13th April 2026
Stacey M's avatar
Stacey M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10923)

Helped me where no one else would...

5
Quick, simple and easy application with quick payment. Updraft helped me where no one else would by considering my actual circumstances rather than basing it on hearsay (from credit reference agencies). Highly recommend. Reviewed on: 14th March 2024

The whole process was great.

5
The whole process was great. The website was user friendly, there were helpful guides. It enabled me to navigate the loan that I required, and the terms were also good. A wonderful experience! Reviewed on: 14th March 2024

trouble geting accepted ...

5
I have trouble getring accepted and was given a chance Reviewed on: 14th March 2024

Incredible experience, awesome staff

5
Incredible experience, awesome staff Reviewed on: 14th March 2024

Happy customer

5
Been a pleasure to deal with, quick service. Helped me sort out my finances quickly and hassle free. Reviewed on: 14th March 2024

I was stuck in a debt for years with no hope that I...

5
I was stuck in a debt for years with no hope that I will ever pay it back. I was able to pay just the interest on it for years as it was so high! Updraft simplified it for me and gave me the opportunity to get out of this situation, have one payment a month and much better interest! I recommend Updraft to anyone that is struggling with debt. Reviewed on: 14th March 2024

Excellent customer service and great rates

5
Excellent customer service and great rates Reviewed on: 14th March 2024

Loan to help pay off credit cards.

5
Loan to help pay off credit cards. Was needed to help me as I was paying multiple credit cards. However customer service was a bit lacklustre after a massive error of offering a loan and then changing interest rate Reviewed on: 14th March 2024

Simple, helpful and professional, That's Updraft....

5
Had my second loan with updraft now and was made so simple also with paying off my existing loan and I was kept up to date by updraft once they confirm I had paid off my first loan, the interest rate is reasonable considering I have not got the best credit file which I working to improve, overall, really simple to use, staff are really helpful and professional, have recommended them to family and friends Reviewed on: 14th March 2024

I applied and got response the same day and was acce...

5
I applied and got response the same day and was accepted. I was very delighted such an easy process. I would definitely recommend this service to family and friends they helped me out when I really needed the help. Thanks. Reviewed on: 14th March 2024

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