Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,963 reviews, last reviewed 22nd Apr 2026
375200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent so easy! Excellent so easy! Really helped me to organise my finances Reviewed on: 22nd April 2026
Hannah L's avatar
Hannah L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10963)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

no issues

5
no issues and quick when applying and getting the cash in the bank Reviewed on: 14th March 2024

Love how low the monthly payments are helped me sav...

5
Love how low the monthly payments are helped me save over 500 a month, got me out of A massive hole I didn't think I could get out of. Customer service has also been amazing answering all my questions quickly. Reviewed on: 14th March 2024

Best Bank

5
The only company that would help me when I needed it the most. Such a quick & easy process to apply with an instant response. I’ve recommended them to all my family & friends Reviewed on: 14th March 2024

Great for debt consolidation

5
Great option for those looking to consolidate debt without horrendously high interest rates Reviewed on: 14th March 2024

Highly recommended for a loan

5
Extremely fast and reliable communication. Got my loan and money in my bank with 72hrs. Reviewed on: 14th March 2024

A company with the fairest approach to credit.

5
A company with the fairest approach to credit. So many declined me where Updraft helped me.. Reviewed on: 14th March 2024

Quick easy to apply and really good customer service

5
Quick easy to apply and really good customer service Reviewed on: 14th March 2024

Quick answer and good service.

5
Quick answer and good service.Would recommend this company. Reviewed on: 14th March 2024

Seems to offer best value loans for my credit score...

5
Seems to offer best value loans for my credit score at the time. Easy to pay off Reviewed on: 14th March 2024

Quick and easy, kept up to date at each stage

5
Quick and easy, kept up to date at each stage Reviewed on: 14th March 2024