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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

Would recommend

5
This is the 2nd loan I have had had with them and I have got to say has been the most easygoing application down load app apply and with in a day you have your loan if your approved get break down on dates how much loans all together definitely use again Reviewed on: 31st May 2023
Dale Barnes's avatar
Dale Barnes

Amazing company

5
Amazing company helped me more than once! Reviewed on: 31st May 2023
Lucy Broadbent's avatar
Lucy Broadbent

Great interest rates

4
Much better interest rates than the high majority of loan companies! Reviewed on: 31st May 2023
David K's avatar
David K

I do not understand the point of this company

1
Updraft continue to decline me even though the loan was to pay off my other high interest loan which would put me in a far better financial position. I thought the whole point of companies like this is to help you reduce monthly outgoings and putting people in far better financial positions? That’s not possible if you keep declining me. Makes no sense why I was declined. Reviewed on: 17th May 2023
Matt S's avatar
Matt S

Great company to help people with good interest rates when in need!!

5
Updraft helped me through a really difficult time, they gave me lower than half the interest rates I was being offered by other so called “responsible lenders”. I was depressed and needed the money to repay other debts and updraft got me on the right financial past again and helped me with a lower rate even when no other lender would. The process when so simple and easy also and they were always so quick to respond and answer my questions (correctly I may add!). I’ll be returning if I ever need another loan in future, you’ve found a customer for life. Thanks updraft! Reviewed on: 11th May 2023
Nathan Bowker-Spencer's avatar
Nathan Bowker-Spencer

Fantastic

5
Awesome no fuss easy to apply would definitely use again Reviewed on: 8th May 2023
Simon Derek Knowles's avatar
Simon Derek Knowles

Much needed breathing space

5
After falling into the credit card trap, updraft helped me out with a consolidation loan that gave me some much needed breathing space. The process was painless and the money arrived within a couple of hours of applying. Reviewed on: 7th May 2023
Joshua Barron's avatar
Joshua Barron

Fantastic

5
Low rate loans easy to manage quick payment no quibble quick decision Reviewed on: 4th May 2023
Sherry Errington's avatar
Sherry Errington

Very helpful

5
Took a personal loan and consolidated my credit cards...now I only make 1 payment per month Reviewed on: 23rd April 2023
Marvin McIntosh's avatar
Marvin McIntosh

Unique, useful and ultimately helpful

5
A great company offering a useful way to help with credit scores and personal debt. Very smooth onboarding process, quick and easy. Highly recommend. Reviewed on: 14th April 2023
Miranda Jones's avatar
Miranda Jones

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