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Updraft: Personal Loan reviews

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4.96
Based on 10,974 reviews, last reviewed 24th Apr 2026
376300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Very good company. Very good company. No issues . Quick response times Reviewed on: 24th April 2026
Matt Ryan's avatar
Matt Ryan

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10974)

Great value when others wanted 5x more for interest

5
They were happy to give me a 16 percent loan when others wanted to charge 90 percent. I used this to clear off 30 percent interest cards and I'm now well on the way to becoming debt free. Reviewed on: 11th April 2023
Gary Collings's avatar
Gary Collings

Quick, efficient and professional

5
Everything was clear, good easy process. Reviewed on: 11th April 2023
Michelle Murchan's avatar
Michelle Murchan

A personal touch, from a stranger..

5
The updraft team, helped me when I thoguht all was lost, they treated me like a person & not just another credit score. The team enabled me to feel like a normal person, who'd just happened upon difficult times. No judgements & honest banking. Reviewed on: 11th April 2023
Dan's avatar
Dan

Responsible lender

5
Helped me clear my credit cards. Reviewed on: 11th April 2023
Martin's avatar
Martin

Very handy

5
I’ve been able to pay off credit cards that were weighing me down using updraft! Reviewed on: 11th April 2023
Yasmin Rashid's avatar
Yasmin Rashid

Quick, Fast, Reliable!

5
don't think i have better experience elsewhere! great app interface too! Reviewed on: 11th April 2023
AW's avatar
AW

The company that applies rational not algorithms

5
the company bases its decisions on differing factors to others, this enables them to lend credit to perfectly safe customers who would otherwise not be able to achieve the credit. Reviewed on: 11th April 2023
ray Bodek's avatar
ray Bodek

Top marks

5
Easy and fast process. Very customer friendly. Great iPhone app Reviewed on: 11th April 2023
Rob Kwiatek's avatar
Rob Kwiatek

Lifesavers

5
Had all my overdrafts cleared and put into one affordable monthly payment. Absolute lifesavers and i can finally make a budget so i can get my finances back on track Reviewed on: 11th April 2023
Ryan Tatlow's avatar
Ryan Tatlow

Great service

5
When things were going so badly for me I was struggling financially after having 2strokes, I applied to updraft and was helped in getting my personal loan glad to say they were my godsend Reviewed on: 11th April 2023
Stephen Appleby's avatar
Stephen Appleby

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