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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
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Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

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Updraft Personal Loan reviews (11078)

Great interest and great for consolidation

5
Have had a great experience with updraft. Offered a great APR. Especially compared to major banks. Reviewed on: 11th April 2023
Captainbirdbum's avatar
Captainbirdbum

Great Service

5
The app was very easy to use, received updates in a timely manner. Would definitely recommend if anyone is looking to borrow some money. Reviewed on: 11th April 2023
Kerry Tomlinson's avatar
Kerry Tomlinson

Happy to be Updraftian

5
Amazing services and support from the team Reviewed on: 11th April 2023
VITTAL FALKAE's avatar
VITTAL FALKAE

Brilliant and efficient

5
Brilliant and efficient lender. Very quick and helpful. Reviewed on: 11th April 2023
Shannon's avatar
Shannon

Easy and Life Saving

5
Before using Updraft, I has accumulated a substantial overdraft from trying to stay afloat in London which left me struggling with everyday living. Thanks to Updraft I managed to pay off my overdrafts whilst getting my self-employment business started without the looming stress of paying my debt off! Reviewed on: 11th April 2023
Adam Maclean's avatar
Adam Maclean

Excellent Customer Service

5
Fantastic customer service always there if you need to review your loan or get advice. Reviewed on: 11th April 2023
E Lewis's avatar
E Lewis

Brilliant support

5
I was in the pinch with finance and need some emergency cover, when updraft agreed to support me with the loan, I have been repaying back without any issue since then and they have been great with minimum fuss. It was amazing to feel trusted and knowing I will pay off and get a good footing with credit and payment consistency too. Thank you Updraft. Reviewed on: 11th April 2023
Aaron Summers's avatar
Aaron Summers

Fast & Pro-active

5
Great customer service Professional Help full Understanding Reviewed on: 11th April 2023
SYED ALI's avatar
SYED ALI

Great service

5
Easy to fill and submit application and quick fund relice Reviewed on: 11th April 2023
Inese Veiksina's avatar
Inese Veiksina

Easy to use service

5
I used updraft to help out whilst consolidating previous debts. It was very easy to use and understand, I was given a decision quickly and and I didn’t have to pay silly fees when I paid my outstanding balance early. I would definitely recommend Reviewed on: 11th April 2023
Jake Foster's avatar
Jake Foster

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