Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 11,025 reviews, last reviewed 8th May 2026
381300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing! Very helpful and quick service. Perfect for the intended use and I recommend to family and friends often Reviewed on: 8th May 2026
Ella Lawless's avatar
Ella Lawless

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11025)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Brilliant service.

5
Really decent financial institution. Reviewed on: 11th April 2023

Great lender

5
Took out updraft, was very simple. Was able to combine debts and also offer low interest rate. The app is useful I can see all my cards/loans in one place, keep track of my credit score and also see existing balance with them. Very happy customer. Reviewed on: 11th April 2023

breath of fresh air

5
couldn't believe how easy the app is to use and to apply. just a breath of fresh air to the banks Reviewed on: 11th April 2023

Just perfect

5
I've had two loans with them both saved me a small fortune and customer service are the tops brilliant service Reviewed on: 11th April 2023

Helped me sort out my credit card debt!

5
Brilliant and easy to use service that really helped me combine my credit card debts into a manageable single payment. Highly recommended! Reviewed on: 11th April 2023

So easy and really helpful

5
The whole process was super easy and didn’t take long at all! Great service! Reviewed on: 11th April 2023

Pretty good

4
Pretty good concept, crappy app though. Reviewed on: 11th April 2023

Very helpful

5
There when u need it, and much cheaper Reviewed on: 11th April 2023

Efficient and informative

5
Friendly - quick to respond and all information is clear Reviewed on: 11th April 2023

Very easy application process

5
I found the application and company easy to work with Reviewed on: 11th April 2023