Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,678 reviews, last reviewed 16th Mar 2026
347300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I found it really easy to use and helpful I found it really easy to use and helpful Reviewed on: 16th March 2026
Lauren D's avatar
Lauren D

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (10678)

Great service

5
Updraft came in a time of need for me and the user friendly app has allowed my to understand the app better be provided great transparency. The chat system has been very useful and knowledgeable and I’d definitely recommend it to anyone. Reviewed on: 11th April 2023

Very helpful

5
This was a simple easy to Follow process with money in the bank as explained by Updraft. Reviewed on: 11th April 2023

Extremely quick with responses and decisions, im on my second loan and i couldn't think of going anywhere else

5
Amazing customer service. They updated my account quickly from my first loan so i could take out a second. They are polite and helpful and also offer low interest rates! Reviewed on: 11th April 2023

Brilliant service

5
Easy application process and DD setup to repay loan - no problems and helped enormously! Reviewed on: 11th April 2023

Great Service

5
Used Updraft and they're brilliant from start to finish. Communication is perfect and they way they do their loans is great and affordable. Reviewed on: 11th April 2023

Quick simple and efficient

5
Great first impressions of the company easy to understand what they’re about and how they can help thousands of people in this current climate. Help is more important than ever in these times and I think Updraft make their values clear and simple for the public, allowing them to reach out and get the help they need. Reviewed on: 11th April 2023

Great streamlined service

5
Very quick and easy to use, how finance should be done Reviewed on: 11th April 2023

Sticky Situation - Solved

5
Fell into financial difficulty and found it particularly difficult and stressful partly owing in part to my ADHD. After months of trying to calculate my way out of it. I found Updraft and I am so thankful that I did. It enabled me to dial in to my financial issues with a degree of clarity and structure repayments in a way that my brain found comfortable. Super important company with superb customer service. Reviewed on: 11th April 2023

No fuss

5
It's so quick and straightforward. Reviewed on: 11th April 2023

Amazing rates and best service.

5
“Absolutely amazing. I couldn’t have asked for a better service from anybody and had my loan offer completed within a week. I would advise anybody to go through these guys first. DONT go anywhere else. I will definitely be going back in future. You wont be disappointed with the service they provide. AMAZING, AMAZING, AMAZING” Reviewed on: 11th April 2023

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review