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Updraft: Personal Loan reviews

4.96
Based on 11,038 reviews, last reviewed 11th May 2026
382600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I’ve had 3 loans with them so far and no issues with... I’ve had 3 loans with them so far and no issues with any of them. Great deals, great customer service Reviewed on: 11th May 2026
Vicki N's avatar
Vicki N

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11038)

Easy, simple to apply and setup

5
Very easy and pain-free process to apply and get setup on the app. Having quick access to my loan amount and repayments saves many headaches. Reviewed on: 11th April 2023

Somewhat easy to use, extremely helpful

3
I’ve had issues with gaining knowledge about credit and how it works, where to go etc. updraft combine everything into one app which is helpful, and has knowledge readily available so you don’t get yourself into a worse position. The only downside is actually finding and confirming the details! Not too shabby all in all Reviewed on: 11th April 2023

Great reliable lender

5
Easy to access at anytime of the day. Reviewed on: 11th April 2023

Brilliant - Saving Money

5
I turned to updraft to consolidate my credit cards into a monthly payment. The process was simple, and painless. I would 100% recommend updraft to anyone. I now finally have an end date for my borrowings. Reviewed on: 11th April 2023

Really honest and reliable company

5
They helped me clear my debt and all into a consolidated loan, not only am I paying less each month but also better apr. Reviewed on: 11th April 2023

Easy, fast and helpful!

5
From start to finish, my experience with Updraft was quick and easy. it really helped settle my financial anxiety and put me on a new journey to financial freedom, it has also helped a few friends of mine who are extremely grateful for the recommendation! Reviewed on: 11th April 2023

Incredible experience, very simplistic and fast 5 Stars!!

5
Very simplistic application, very fast response and just all round 5 star experience! Have recommended to many and will continue to do so as very satisfied and happy with my updraft account! Thank you Reviewed on: 11th April 2023

Top service

5
All spot on,a top service.,all you need and could ask for. Reviewed on: 11th April 2023

Great customer service

5
Been using Updraft and can’t say enough about how good the customer service is. Every time they’re happy to help and go beyond every single time. The product itself it’s excellent to help people with their finances! Reviewed on: 11th April 2023

Great service, great ap, just fab!!

5
Easy from start to finish. Took my interest rates down, amazing clear to use ap, just top notch Reviewed on: 11th April 2023

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