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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,646 reviews, last reviewed 13th Mar 2026
344100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy to apply and fast decision. Easy to apply and fast decision. Reviewed on: 13th March 2026
Eleanor's avatar
Eleanor

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10646)

Outstanding service

5
Brilliant customer service, easy to navigate and loan was deposited into my bank within 2 days! Would absolutely recommend Reviewed on: 1st April 2023
Hayley Howells's avatar
Hayley Howells

Simply brilliant!

5
Saved me when I needed it most, offered a rate that no one else would, such an EASY process. They make other loan companies look rubbish! Quick turnaround, they told me I’d have the funds in 5 working days, I had them within 48 hours. Great tool in the app where you pretty much get instant chat back, simply brilliant x Reviewed on: 1st April 2023
DW's avatar
DW

No fuss, quick and simple

5
So easy to apply, great communications. Can't fault them Reviewed on: 31st March 2023
Rachel Oakley's avatar
Rachel Oakley

Brilliant and easy to use company very quick easy and professional

5
It's been a breeze to use updrafy very easy and quick, lovely and knowledgeable staff and extremely professional and thorough Reviewed on: 31st March 2023
Brad 's avatar
Brad

Fab!

5
This was such a hassle free service. I'd been knocked back for lots of loans whilst I'm trying to consolidate my loans and UpDraft offered me a loan with a lower interest rate than my credit card. This has made my debt more affordable to pay off and has lifted a weight from my shoulders!! Reviewed on: 31st March 2023
Emma's avatar
Emma

So recommend

5
I swear by this has helped me so much and got me out of debt Reviewed on: 31st March 2023
Robert's avatar
Robert

SUPERCALIFRAGILISTIC!!!

5
Very quick and easy to use app, fast decision and a yes where most would say no. Would highly recommend. Reviewed on: 31st March 2023
B M's avatar
B M

Top Class

5
Top class company. Brilliant from beginning to the end of process.. very quick to answer queries and very good customer service Reviewed on: 31st March 2023
Billy lui's avatar
Billy lui

Simple, effective, easy to sort.

5
What a great way to cut the faff and get the job done. When you know what you want to do and just need someone to give you the chance to do it, Updraft save the day. Interest rates were really good too, which surprised me, and proves they are a proper business not a rip off. Reviewed on: 31st March 2023
Luke Snoswell's avatar
Luke Snoswell

Saved me.

5
Updraft have been so helpful when I was drowning in student overdrafts. They allowed me to get out of the overdraft and then make stress free payments. Honestly helped me so much Reviewed on: 31st March 2023
Ellie Smith's avatar
Ellie Smith

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