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Updraft: Personal Loan reviews

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4.96
Based on 10,646 reviews, last reviewed 13th Mar 2026
344100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Easy to apply and fast decision. Easy to apply and fast decision. Reviewed on: 13th March 2026
Eleanor's avatar
Eleanor

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10646)

Bye bye overdraft, hello Updraft

5
Updraft has been amazing from the moment I downloaded the app. Linking my bank accounts and credit card was so simple. I was supported throughout the process of applying for a loan and even though my expenditure has increased in the short term, overall Updraft has saved me a considerable amount of money in the longer term. Reviewed on: 30th March 2023
Rachel Thomson-Smith's avatar
Rachel Thomson-Smith

Great sercice

5
Updraft has helped me with finalising my debts without extravagant interest rates! Would recommend to anyone who is struggling with debt management. Reviewed on: 30th March 2023
@achambers97's avatar
@achambers97

Making finance simple agin!!

5
Plain and simple way of dealing with finance! Everything is done to make the processes straight forward. Reviewed on: 30th March 2023
sshaunc@googlemail.com's avatar
[email protected]

Great Product

5
Really easy to use, more people should know about this. has made me feel in control of my finances and helped my credit score Reviewed on: 30th March 2023
Samuel Oliver's avatar
Samuel Oliver

Transparent, quick and effective

5
Everything about the service received from Updraft thus far has been exemplary. The fast loan application with an interest rate lower than a lot of my horrendous credit cards was a relief and allowed me to consolidate my credit into lower, monthly payments. Highly recommend Reviewed on: 30th March 2023
Neil's avatar
Neil

Life saving !!

5
Best customer service ever I received!!!! Reviewed on: 30th March 2023
Sajjadur Rahman's avatar
Sajjadur Rahman

Simple and effective

5
Great help, and super easy to navigate. Even the automated messages you get seem super friendly and helpful!! Really helped me get out of a sticky place! Reviewed on: 30th March 2023
Max Norman's avatar
Max Norman

Thought I was past hell

5
I thought I was stuck with my debt and couldn't find someone to help. Updraft sorted it in a matter of days and now I have a plan to get back on track and clear Reviewed on: 30th March 2023
Zem's avatar
Zem

Quick, easy & payment plan sorted

5
Took away all my stress providing me with a quick and simple loan with a measured payment plan by direct debit so I can just forget about it! Thanks updraft! Reviewed on: 30th March 2023
Stephanie's avatar
Stephanie

Helpful

5
Very helpful with debt consolidation Reviewed on: 30th March 2023
Rogelio Carlo Gamad Nuqui's avatar
Rogelio Carlo Gamad Nuqui

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