Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews Write a review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Updraft Personal Loan reviews (11094)

Excellent service

5
Really quick to respond and wonderful service Reviewed on: 11th April 2023
Mari's avatar
Mari

Good bank

5
Very good and easy to understand Reviewed on: 11th April 2023
Kat's avatar
Kat

Updraft is more than just about algorithms, it is about the individual customer

5
I have felt that Updraft cared about me and my circumstances more than just evaluating a credit score and deciding that I fail because of ‘x’ or ‘y’. It is a complete service that looks at me in a holistic way and it was the first time I felt that even if I am rejected for a financial product, I won’t question it. They are supportive and very good at communicating with customers. I’m extremely pleased with Updraft. Reviewed on: 11th April 2023
Alex Mareniuc's avatar
Alex Mareniuc

Super approachable, friendly service.

5
At a time I was really struggling I got great service support and advice. Easy to use, easy to organise and really speedy. Reviewed on: 11th April 2023
Alison's avatar
Alison

Applying for a loan

5
Excellent customer service.Quick and prompt response in giving a decision. Would recommend to family and friends. Reviewed on: 11th April 2023
Bhupinder Bhogal 's avatar
Bhupinder Bhogal

So easy to use

5
Very easy to apply and see what you can be offered before applying Reviewed on: 11th April 2023
Dancoree's avatar
Dancoree

Delightful sensible lending

5
Updraft are a modern lending company who are sensible with the APR they offer, and positive guidance to clear down any debt with a higher APR. Easy to obtain lending coupled with a helpful and friendly service. Highly recommended. Reviewed on: 11th April 2023
Happy customer 's avatar
Happy customer

Excellent

5
Straight forward and we'll integrated with other banking accounts. Reviewed on: 11th April 2023
Connor Boyd-Scott's avatar
Connor Boyd-Scott

Great Product and Customer Service

5
Updraft were great when i needed a loan to consolidate my finances. The process was very easy and the App was a great tool and easy to use. Reviewed on: 11th April 2023
Eve Robertson's avatar
Eve Robertson

Easy, simple and quick

4
Such a great company, they make it so easy to apply and receive your loan. Could improve if the speed at which customer service advisors reply to your messages in the app but only a very small inconvenience Reviewed on: 11th April 2023
Finley Graham's avatar
Finley Graham

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill