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Updraft: Personal Loan reviews

4.88
Based on 11,079 reviews, last reviewed 1st Jul 2026
94% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026
Aleigha S's avatar
Aleigha S

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11079)

Updraft thumbs up

5
Super easy to use, and such a supportive service! Reviewed on: 11th April 2023

Quick & easy!

5
Applied for a loan to settle debts on credit cards with high interest rates. Expected to be declined due to many cards being close to limit but amazingly was approved for a loan which was enough to pay off the debts on my high interest cards. My monthly outgoings will reduce by about £100, plus I'll pay less interest, so it's well worth it for me! Reviewed on: 11th April 2023

Great lender with great rates

5
Understanding lender when lost my job, all sorted now with no pressure from them Reviewed on: 11th April 2023

Fantastic

5
Very easy and simple to use with good friendly customer sevice Reviewed on: 11th April 2023

My saviour

5
I was struggling to balance my debt after a Rocky time in covid of working the frontline. Updraft offered me a great deal to help balance my cards and live a normal life. Thank you very much. Reviewed on: 11th April 2023

Superfast and superquick to get approved

4
It was really a breeze to get set up and then go and you are good to go Reviewed on: 11th April 2023

Quick and easy

5
Service was very quick and simple. Everything was clear and understandable. Great service Reviewed on: 11th April 2023

Quick and easy to apply, great well laid out app, sensible scoring

5
All in all probably the least painful experience I've had when it comes to applying for a loan or managing a loan taken out. Reviewed on: 11th April 2023

Brilliant

5
No issues at all. Very pleased with my account & service ! Reviewed on: 11th April 2023

Paying payday loan off which is 90% apr

5
Taking ages on transferring the funds. Application process was fine Reviewed on: 11th April 2023

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