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Updraft: Personal Loan reviews

4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Very fast and reliable

5
I have used updraft and have had no problem. Loan issued within 12 hours of being approved. Reviewed on: 11th April 2023

So easy and fast

5
They are amazing. Super easy to use and no messing around. The app is great with everything in one place Reviewed on: 11th April 2023

Great Friendly and Easy

5
Really easy to apply money comes really quick and there’s a very helpful convenient app to check on the loan Reviewed on: 11th April 2023

A new way of thinking!

5
Updraft aren’t like other lenders I’ve had personal loans with previously, they are very personable to deal with considering they are a very digital company. They keep it human friendly while still being forward thinking! I love that I can easily manage my loans by using an app, along with having the ability to chat to their team through the app too. Their app is straightforward and easy to use, nothing is over complicated and in times when maybe I can’t find what I’m looking for, their faqs and team are always on hand to guide me. Whenever I have needed their help and spoke with members of their team, they are always proactive in offering help/solutions/general friendly chat. Have already and will continue to recommend Updraft! Reviewed on: 11th April 2023

Fantastic

5
Brilliant and easy and fantastic customer services Reviewed on: 11th April 2023

Very helpful. Quick and easy

4
They have been great. Easy to apply and they have great customer service. Only issue is last update made the app less user friendly. Reviewed on: 11th April 2023

Loan Service

5
The loan service they provided was really good and the commission i paid on the was reasonable and customer service was really good too. Reviewed on: 11th April 2023

Easy to use and pay off early

4
The app was very easy to use and I was able to repay it off early with no extra charge. Occasionally the app would force me to re-log in multiple times which was a little frustrating. Reviewed on: 11th April 2023

Much needed life line

5
Updraft managed to help me stabilise after a difficult financial period when other banks wouldn't. I am forever grateful for this service and would 100% recommend to anyone who is in a similar position and just needs room to breathe. Reviewed on: 11th April 2023

Great Customer Service

5
Brilliant for consolidating debts for lower monthly payments and the customer service is second to none! Reviewed on: 11th April 2023

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