Write a review

Newsletter

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

View other Updraft products

4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Updraft

Fantastic company always happy to help Reviewed on: 8th April 2023

perfect and so so easy to use

whole process is very straight forward and very easy. would highly recommend Reviewed on: 8th April 2023

Simply the best

How best to describe Updraft - the staff, they are patient, considerate, supportive and understanding. the app is up to date effective and an efficient way for staff and customers to communicate and keep track how the loan application is progressing etc I particularly like option for customers if they are able to pay a little more they can I personally feel more in control of my repayments. Reviewed on: 8th April 2023

Stress free

Stress free process. It feels more fair than traditional banks with billionaire share holders exploiting people when they are having a difficult time. Reviewed on: 8th April 2023

Excellent

A truly unique and helpful service. Reviewed on: 8th April 2023

Thank you

Updraft have been brilliant with me and it’s nice to chat to someone and have a personal experience so thank you for that Reviewed on: 7th April 2023

Life savers

Only company to offer me a loan at not a ridiculous rate! Have truly saved me. Reviewed on: 7th April 2023

Amazing

Such an amazing provider, helped me consolidate my debt and make me feel so much more at ease Reviewed on: 7th April 2023

my reason why

My experience has been fantastic with updraft so far. I needed the money to help with personal money issues (overdraft etc) and they have been nothing but understanding. I would definitely recommend them to any of my family and friends that are struggling. Reviewed on: 7th April 2023

So easy and simple to use

I paid my overdraft and credit card off in 1 easy payment and a very easy and simple direct debit every month Reviewed on: 7th April 2023

Alternative products

Loans
from Bedfordshire Credit Union 4.51 from 18 reviews
Personal Loans
from Salad Money 4.04 from 11 reviews
Peer to Peer Lending
from BridgeCrowd 3.77 from 6 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub