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Updraft: Personal Loan reviews

4.96
Based on 11,045 reviews, last reviewed 14th May 2026
383300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great experience getting the loan Great experience getting the loan Reviewed on: 14th May 2026
Stephen M's avatar
Stephen M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11045)

Awesome Company

5
Updraft really do consider everything and don’t just make arbitrary decisions based on a credit score number. Their rates are very fair, especially with the current interest rate hikes we are seeing. Along with their friendly and great customer service, I cannot recommend them enough! Reviewed on: 3rd April 2023

Excellent experience!

4
Updraft helped me get out of my overdraft debt and start saving again. I would Highly recommend it to anyone looking for help getting into savings habit. Reviewed on: 2nd April 2023

Not just a statistic

5
Let’s be honest, we’ve all had difficult times in the recent couple of years, Updraft have seriously brought borrowing into a new age, tailoring your lending into simple steps with great support afterwards, really helped me clear up some previous lending into east payments, spot on Updraft and thanks for helping me change my life! Reviewed on: 2nd April 2023

Really bloody helpful!!

5
Let's be real, it's never nice admitting that you need help with money situations. Updraft made it so much easier by being all on the app. So I never had to have the embarrassing conversation of what's happening at home with anyone. That meant the world! Reviewed on: 2nd April 2023

Quick easy and reasonable

5
Application process was extremely quick and easy, also very reasonable apr Reviewed on: 2nd April 2023

Wow, faster than the flash.

5
So easy to use and apply. All done by linking accounts too. So intelligent and fast now just awaiting funds Reviewed on: 2nd April 2023

Amazing

5
Super quick service and very friendly staff. Made everything so easy. Would absolutely recommend!! Reviewed on: 2nd April 2023

So fast and efficient

5
So quick with minimal questions and such helpful staff looking to better your life and help you out! Would definitely recommend!! Reviewed on: 2nd April 2023

Very helpful staff, quick quote and quick decision

5
I was sceptical at the beginning but they helped me very quickly and made decision in less than two hours. Strongly recommend Reviewed on: 2nd April 2023

Debt or credit consolidation loan.

5
Updraft provided a loan to pay off credit card debt at a rate far better than the credit card payments. The app was easy to use, there was good communication throughout and they set up an affordable payment schedule, all of which is managed quickly through the app. Reviewed on: 2nd April 2023

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