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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

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Updraft Personal Loan reviews (11094)

Excellent

5
Had Updraft for a while but was never eligible for one of their loans, the app keeps you updated on your credit score though and you can re apply later on. When I was finally Eligible they were friendly and helpful with everything well explained! Thank you updraft Reviewed on: 5th April 2023
William Smith's avatar
William Smith

Top notch service

5
Excellent from start to finish would certainly use again Reviewed on: 5th April 2023
Chris Ainslie's avatar
Chris Ainslie

Amazing service

5
Amazing service provided, so helpful and great communication Would definitely recommend Reviewed on: 5th April 2023
Neelam Akhtar's avatar
Neelam Akhtar

Sensible help at sensible rates

5
Updraft threw a lifeline in 2022, allowing me to save hundreds, if not thousands, in credit card debt interest charges. Paid several cards/accounts off. Then this year, I was offered an improved loan value and rate. I can now write off several other debts and be debt free in 4-5 years, all thanks to Updraft Reviewed on: 5th April 2023
SeanyRJ's avatar
SeanyRJ

Fantastic

5
Fantastic company who have been a huge help. Reviewed on: 5th April 2023
Nicky's avatar
Nicky

100% do if needed

5
Helps massively, no questions asked Reviewed on: 5th April 2023
George William Bean's avatar
George William Bean

There when nobody else was

5
I had been trying to get a loan for awhile now, to consolidate my credit cards. Even though I had a excellent credit score I was unable to get one from any of the major lenders. So I had just about given up, that is until I found updraft, they were there when no-one else was. So simple to apply, with a quick decision and now I'm on my way to being debt free. Reviewed on: 5th April 2023
James's avatar
James

Outstanding Service

5
Extremely easy application process via open banking, fast decision and really great all around experience Reviewed on: 4th April 2023
Steven Wood's avatar
Steven Wood

Great service

5
Great service and so easy to apply ! Will be recommending this company to my friends and colleagues Reviewed on: 4th April 2023
Deborah's avatar
Deborah

Fantastic Service

5
Had a great experience with Updraft, there were no hidden fees and the response time was amazing! Reviewed on: 4th April 2023
Emily McLeish's avatar
Emily McLeish

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