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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

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Updraft Personal Loan reviews (11094)

Stress free borrowing

5
The made the experience very easy with very little stress Reviewed on: 3rd March 2026
David M's avatar
David M

Great overall.

5
Great overall. Interest rate is still higher than most loans but a much better option than having to deal with higher rates across several credit cards. Only fault would say is that it would be nice to be able to amend a DD on the app yourself easily. Smooth sailing experience other than that. Reviewed on: 3rd March 2026
Alex N's avatar
Alex N

It’s easy to apply for a personal loan and very quic...

5
It’s easy to apply for a personal loan and very quick response from the team. Reviewed on: 3rd March 2026
Waisele V's avatar
Waisele V

Simple, easy and pleasant

5
Updraft have a simple and easy to use interface for the customer facing side, with consistent and competitive prices, which brings a sense of ease and low pressure when applying and processing a loan. The customer service interface could do with refining, but so does all AI customer interfaces these days. Reviewed on: 3rd March 2026
Oooj's avatar
Oooj

Great experience and straight forward.

5
Great experience and straight forward. Reviewed on: 3rd March 2026
Alison M's avatar
Alison M

Seemless.

5
Seemless. From start to finish. Would recommend to family and friends Reviewed on: 3rd March 2026
Bryan Taylor's avatar
Bryan Taylor

Very easy straight forward and quick

4
Very easy straight forward and quick Reviewed on: 3rd March 2026
Gemma w's avatar
Gemma w

Easy quick and good rate.

5
Easy quick and good rate. No complicated processes & let me know when my payment is due. Very helpful. Reviewed on: 3rd March 2026
Kelly M's avatar
Kelly M

Updraft is a life saver

5
I was in debt and Updraft came on my rescue. I was able to pay almost all my debt at a go. Secondly what am paying every month towards my personal loan is very cheap compared to other loan companies. Ill choose them over and over again. Reviewed on: 3rd March 2026
Linda T's avatar
Linda T

Very good experience all round

5
Very good experience all round . Very good communication when needed. Would definitely recommend to friends and family Reviewed on: 3rd March 2026
Jacob Holdsworth-wicks's avatar
Jacob Holdsworth-wicks

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