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Updraft: Personal Loan reviews

4.96
Based on 10,524 reviews, last reviewed 8th Mar 2026
332200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Excellant service, very easy to apply. Excellant service, very easy to apply. Reviewed on: 8th March 2026
Sally t's avatar
Sally t

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10524)

Super service, efficient and hassle free.

5
All the staff at Updraft are fantastic and very easy to deal with. They helped me massively at a time when I really needed to rely on a lender to support me. I would absolutely recommend Updraft to anyone looking for a loan. Reviewed on: 14th March 2023

Amazing.

5
From start to finish, the application process was a breeze, and the team was always available to answer any questions or concerns I had along the way. I was able to complete everything online, and the process only took a few minutes. Within a day or two, I received a response letting me know that I had been approved. Would definitely use again if needed. Reviewed on: 14th March 2023

Amazing experience, very fast response

5
I had a difficult moment when I wanted to cover a Credit Card and unfortunately my bank couldn’t help me. I found this company Updraft and gave it a chance after I read customers reviews. I was very impressed that first of all they said YES and secondly how fast was all the process and how quickly I received the funds. Totally amazing Reviewed on: 14th March 2023

Easy, Straightforward and Fair

5
Updraft looks at each of its applicants as they should be - as a person, not a credit score. A great service that smashes the traditional high street banks into touch! Reviewed on: 14th March 2023

Brilliant service!

5
They do what they say on the tin, easy to navigate, transparent, brilliant service. I’d highly reccomend Updraft! Reviewed on: 14th March 2023

Fantastic customer service and easy to apply

5
Had a very good experience with updraft as they are easy to reach , easy to apply the loan. Received the funds earlier than expected timeframe and there were no hassles. Whenever I get a question their customer service replies within seconds during working hours. Reviewed on: 14th March 2023

Changed my life

5
Changed my life for the good. No one else would offer me a loan while having no missed payments and a very high earner. Reviewed on: 14th March 2023

Excellent, Simple and Sensible Lending

5
What a breath of fresh air - a clever Fintech that puts the customer front and centre. Impressive customer service and a genuine cost saver solution. Highly recommended. Reviewed on: 14th March 2023

Speedy and seamless service

5
I was initially a bit dubious of their claims. Within an hour I felt a weight of stress leave me. I've had a chequered history due to personal issues, which I've since overcome. Frustratingly this has hindered and remained with me for a long time. I've often found it disparaging getting declined for credit in spite of my evident progress. I found this service easily understandable and transparent. Highly recommend Stephen Reviewed on: 14th March 2023

Great Provider

5
Great provider, easy to use app and all the information you need at your fingertips ! They offer loads of options and keep your informed every step of the way Reviewed on: 14th March 2023

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