Smart Money People Logo
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,517 reviews, last reviewed 7th Mar 2026
331600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and what I needed, quick decision, no ba... Easy to use and what I needed, quick decision, no back and forth and app is great to keep track of everything Reviewed on: 7th March 2026
Crossy's avatar
Crossy

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C
Read all reviews Write a review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Updraft Personal Loan reviews (10517)

Easy

5
Process with updraft from 1st contact to loan approval and finally payout was seamless, easy and very fast. I was always kept updated with each step of my application process. Reviewed on: 14th March 2023
John Friel's avatar
John Friel

Fantastic

5
Just a brilliant idea and it helps people with debt and reduces the amount of intrest people pay on big credit cards ! Well done Reviewed on: 14th March 2023
Michael31's avatar
Michael31

Easy and straightforward

5
I quite like the way Updraft used open banking to assess my application. I believe this provides a better picture of your finances rather than a credit search which can be quite unreasonable. Overall very happy and would recommend to my friends. Reviewed on: 14th March 2023
Blake Hatami's avatar
Blake Hatami

Helped me a lot

5
Updraft helped me to consolidate my other loans and credit cards into one monthly payment, took so much stress away from me Reviewed on: 14th March 2023
Arron McCormack's avatar
Arron McCormack

Excellent service!!!

5
Straight forward, clear and simple Reviewed on: 14th March 2023
Nancy Digueno's avatar
Nancy Digueno

Great way to raise your credit score

5
Really easy process, easy to navigate app 10/10 Reviewed on: 14th March 2023
Cj007's avatar
Cj007

Extremely helpful no nonsense company

5
Updraft have helped me massively to get my finances in shape. They’re extremely helpful whenever you have a question or need advice. 100% would recommend to anyone needing a personal loan. Everything is done via the app and it’s easy to use. Lots of FAQs should you need any help and chat support is always there. Reviewed on: 14th March 2023
Rebecca's avatar
Rebecca

very easy to use

5
very quick and easy. staff are really helpful and nice Reviewed on: 14th March 2023
r mal's avatar
r mal

Fresh, upfront and easy!

5
I’ve had two personal loans from Updraft now and they’re incredibly quick and easy to use. The app is very well built and the customer service is great. They’re also more accepting than other personal loan providers which is a good thing considering the purpose of the loans. Would highly recommend Reviewed on: 14th March 2023
Richard Grundle's avatar
Richard Grundle

Easy to use and direct support

5
Updraft has been very easy to use, app works well and when support has been required agents have been very helpful Reviewed on: 14th March 2023
jamie.hudson2a1@icloud.com's avatar
[email protected]

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill