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Updraft: Personal Loan reviews

4.88
Based on 11,080 reviews, last reviewed 9th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Straightforward. Straightforward. Easy application. Reviewed on: 9th July 2026
P Draper's avatar
P Draper

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11080)

Excellent service

5
Quick, simple and fair company with excellent customer service Reviewed on: 18th March 2023

Quick and simple

5
Very quick easy and simple to do with low APR Reviewed on: 18th March 2023

Really simple way to consolidate my debts

5
Left me feeling confident about my finances, with clear repayments and the ability to pay back early if I could. Reviewed on: 18th March 2023

Outstanding

5
I found updraft helpful and efficient and the service is really professional Reviewed on: 18th March 2023

Informative. Helpful. Clear and concise

5
A very transparent service. Makes loaning money a good experience Reviewed on: 18th March 2023

Great Service, highly recommend.

5
Customer service is always top notch and the app makes everything so easy to manage. So much simpler than dealing with the big banks! Reviewed on: 18th March 2023

Easiest and Best Loan Application

5
It has been extremely easy to get personal loan with the app. Once eligible and approved, the app makes it very easy to manage and also overpay if needed. They have been quite generous by keeping the interest lower than a lot of providers. Reviewed on: 18th March 2023

Quick, convenient, helpful

5
Quick to apply Convenient in times if need Helpful when issues arise. What more needs to be said? Reviewed on: 18th March 2023

Amazingly Supportive

5
I have used Updraft several times of the past 3 years and they been brilliant with me. Not only do you get support via the app but you actually get to speak to a real human, who is helpful and supportive. I have had loans from several other high street banks over the years, and none of them are able to compete with the service you genuinely get from day one. Reviewed on: 18th March 2023

Quick and easy

5
I have used updraft on 3 occasions, it’s quick and easy to complete and really helpful in enabling me to understand my finances better. Customer services are always friendly and helpful too. Highly recommend their services. A great support! Reviewed on: 18th March 2023

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