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Updraft: Personal Loan reviews

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4.96
Based on 10,504 reviews, last reviewed 6th Mar 2026
330300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Updraft has helped me manage debt over the years. Updraft has helped me manage debt over the years. I have valued their great customer service and friendly approach. Reviewed on: 6th March 2026
Lucy S's avatar
Lucy S

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
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Chris C
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10504)

Great experience!

5
I wasn’t too sure about this service initially, but everything was very well explained and easy to use. Reviewed on: 14th March 2023
Hirushan Thavaseelan's avatar
Hirushan Thavaseelan

Great bank

5
Approved for a loan fast to clear other debts and interest would recommend Reviewed on: 14th March 2023
Tony Nixon's avatar
Tony Nixon

Quick, easy and trustworthy

5
I like the ethos of the company and the way they manage loans with their customers. You get a quick response and good customer service afterwards with an easy to understand personal dashboard that helps you manage your finances. Reviewed on: 14th March 2023
Katrina's avatar
Katrina

Top team

5
Great quick and smooth process would recommend to any one Reviewed on: 14th March 2023
Bart's avatar
Bart

A Great Help to Get Back on Track

5
I used updraft to help pay a credit card bill that I felt could have gotten out of hand. They made it easy to apply and the money was available very quickly. I found the tools provided helped me to analyse my spending and see where I could improve my financial situation. I felt I could communicate if I ever had an issue and found the interface easy to navigate on the mobile app. Overall, using Updraft makes a difficult experience alot easier to manage and I can't thank them enough for that. Reviewed on: 14th March 2023
Jack Harrop's avatar
Jack Harrop

Helped me combat mental health

5
I have suffered the debt for the last couple of years and I stumbled across updraft and they helped me so much. I have been able to sort my debt and phase someone to speak to regarding my credit, money concerns and loan concerns. I would just like to say a massive thank you to the amazing staff at updraft. YOU ARE ALL AMAZINg!!! Reviewed on: 14th March 2023
Paul Deevoy's avatar
Paul Deevoy

Great service and highly competitive rates

5
An Updraft facility allowed me to reduce my outgoings by putting everything into one much lower cost loan. Easier and saved me thousands of pounds in interest payments Reviewed on: 14th March 2023
Kerry Blair's avatar
Kerry Blair

Quick and Easy to use

4
I found the updraft experience really easy and fast. The team provided really clear instructions and were there to help when I needed them. They responded quickly to emails, although fast the information they asked for and time to make the decision about my loan felt considered and robust. Reviewed on: 14th March 2023
RachelL25's avatar
RachelL25

Easy to use with flexible repayment options

5
Was an easy to use experience, and gave me flexible payment options that I find affordable to repay. Also the CS support has been decent, with someone being able to help withing about 15 minutes. Reviewed on: 14th March 2023
WeeDot. Mixing Mates's avatar
WeeDot. Mixing Mates

Simple application

5
I was not offered a loan from different lenders but updraft helped me no problems ,I've had 3 loans with them and I cannot fault them everything is explained before you accept and you can choose the exact amount of months to repay to suit your income, would definitely recommend thanks updraft Reviewed on: 14th March 2023
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Ian mellors

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