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Updraft: Personal Loan reviews

4.96
Based on 10,504 reviews, last reviewed 6th Mar 2026
330300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Updraft has helped me manage debt over the years. Updraft has helped me manage debt over the years. I have valued their great customer service and friendly approach. Reviewed on: 6th March 2026
Lucy S's avatar
Lucy S

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10504)

Amazing

5
Amazing fast and great customer service Reviewed on: 14th March 2023

Very professional and easy to acces

5
Very professional experience, easy to acces , approved in the same day. Highly recommended Reviewed on: 14th March 2023

Great and simple to use

5
Read up on Updraft and thought I’d give them a try, spoke to Ashley who was very helpful and made the process seamless and painless, got a quick decision which has helped me. Would highly recommend Updraft to anyone Reviewed on: 14th March 2023

For people who have short term financial difficulties

5
People get faster decision and less fussy than other non-banking lenders. The rate might be a bit higher than major banks but it’s still a good choice to make a short term loan. Overall, I am fairly satisfied with the quality of the service and product. Reviewed on: 14th March 2023

Awesome!

5
Easiest company to deal with and super friendly! Reviewed on: 14th March 2023

Great prompt service!!

5
Great company and service. Applied for my loan in an afternoon, was deposited into my account the very next morning. Reviewed on: 14th March 2023

Fast, Efficient Loan Application with Superb Customer Service

5
I have 2 loans with Updraft for which I always receive excellent super fast service for any questions I have. Very very efficient service! App is great as well. APR i got is very favourable! Very happy with Updraft, especially wish Ashley who seems never sleeps and keeps answering questions at ANY TIME! Reviewed on: 14th March 2023

Very recommended

5
Very nice experience with them Reviewed on: 14th March 2023

Willing to offer what the banks will not.

5
Updraft has been key in a king me to help get my money back on track. I have used Updraft 3 times now and can not fault them. Keep up the great work Reviewed on: 14th March 2023

Finances simplified

5
Great app which helps you have your finances in control in a very simple way Reviewed on: 14th March 2023

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