Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 11,054 reviews, last reviewed 15th May 2026
384200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was easy to apply, convenient and simple. Was easy to apply, convenient and simple. App is easy to use and straightforward. Reviewed on: 15th May 2026
Joanna L's avatar
Joanna L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11054)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Customer service

5
Customer service team are supportive also give quick response. Reviewed on: 17th March 2023

Consolidated my debt

5
Consolidated my credit card debt into manageable loans so They will actually get paid off, from start to finish very quick Reviewed on: 17th March 2023

Just works

5
Updraft was very easy to use; and they're quite easy to get a hold of should you have any queries/questions. Reviewed on: 17th March 2023

Great service

5
I have used Updraft twice now. So quick, simple and easy to apply through the App. They also keep in touch with you and let you know how things are going. Reviewed on: 17th March 2023

Easy and helpful!

5
Updraft are so helpful, always on hand to help with questions, app is quick and has a lot of useful information! So glad I used them Reviewed on: 17th March 2023

Very straightforward and quick service!

5
Very straightforward and quick service of obtaining a loan Reviewed on: 17th March 2023

Great experience from start to finish

5
I would recommend Updraft in a heartbeat. Fantastic, friendly, speedy service. Thanks guys! Reviewed on: 17th March 2023

Great friendly provider

5
Lovely helpful staff who respond really quickly. Provision of funds is very quick as well, just very low hassle stress free service. Reviewed on: 17th March 2023

Excellent.

5
Greta service, friendly support. Reviewed on: 17th March 2023

Stress free and quick to get the cash

5
Really happy with the whole process. Very easy to understand terms etc. easy to see how my loan repayments are progressing. Great app with many features Reviewed on: 17th March 2023