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Updraft: Personal Loan reviews

4.88
Based on 11,081 reviews, last reviewed 10th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026
sam 's avatar
sam

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11081)

EASY AND HASSLE FREE

5
I tried few times to apply but got turned down but that was due to my bad credit score. Eventually applied again and it went through was straight forward. Applied and it was in my account couple of days later. No dramas. Happy to recommend this to family and friends Reviewed on: 16th March 2023

Personal

5
Easy process to go through and handled well by staff Reviewed on: 16th March 2023

Already shared with family

5
They help you in the most worst situations. Customer service is fast. And every thing is more clearer and easy to use than my actual bank Reviewed on: 16th March 2023

Approachable, affordable and simple

5
The experience with Updraft has been super easy and simple with everything explained and a real person only a message away when you have a question. It’s so great to be treated as a person by a lender and not just numbers on a balance sheet. Reviewed on: 16th March 2023

Quick and easy

5
Smooth process, quick transfer. Amazing Reviewed on: 16th March 2023

Awesome service

4
Personalised service, with excellent customer service Reviewed on: 16th March 2023

Great Service, Instant Response

5
Was offered a loan a loan to pay off my credit card at a really nice and low interest rate and funds giving really quickly. Reviewed on: 16th March 2023

Amazing service

5
Customer service is extremely responsive. Payments are fast, efficient and received without a hitch! They check all affordability and make sure to not to prey on people unlike some others! Reviewed on: 16th March 2023

Great communication. Simple, easy process. great app Great

5
Just great. So easy and straight forward Reviewed on: 15th March 2023

Common sense lending

5
Updraft is such a good service. The lending is based on sense, not just some impersonal algorithm. Thanks to them I’m finally making good progress on clearing debt Reviewed on: 15th March 2023

Review Updraft: Personal Loan now

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