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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,081 reviews, last reviewed 10th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026
sam 's avatar
sam

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11081)

Fast and efficient

5
My experience with Update has been nothing but a positive one. From start to finish it only took a couple of days to get the loan finalised with a competitive interest rate which I greatly appreciated. Reviewed on: 14th March 2023
CBD's avatar
CBD

Excellent service

5
Excellent customer service, interest rate and quick turnaround Reviewed on: 14th March 2023
Claire Langley's avatar
Claire Langley

Great,friendly and quick

5
Hen I applied,it was quickly approved and professionally delt with Reviewed on: 14th March 2023
Vicky.divertie@live.co.uk's avatar
[email protected]

Fanatics quick service

5
Their sis my 2nd time with updraft and I would highly recommend them , from start ti finish the process is quick and easy , money transfers quick and all is explained clearly, because of updraft I have cleared all my credit cards at half of the Apr that my credit fares were charging me interest for , I now have a fixed monthly payment and have saved myself alot of money Reviewed on: 14th March 2023
Steph 's avatar
Steph

Incredibly personable and friendly service

5
I absolutely wholeheartedly recommend Updraft’s service and have already referred my partner and friends. Updrafts terms are clear, concise and the service is absolutely rapid. Reviewed on: 14th March 2023
Kirsty Crossley's avatar
Kirsty Crossley

Love love love

5
Fast and efficient. I couldn’t ask for more Reviewed on: 14th March 2023
Tiff's avatar
Tiff

Excellent service

5
Really easy to use and quick to set up. Helpful and friendly customer service Reviewed on: 14th March 2023
sam corke's avatar
sam corke

Always Help

5
Had Updraft a few times. Always offered me affordable loan to pay back credit cards. Any problems are resolved quickly. Reviewed on: 14th March 2023
Richard Thompson's avatar
Richard Thompson

A thorough yet quick process!

5
Updraft is very personal as the agents keep you updated on a personal chat app. The underwriters were very thorough when analysing my finances making sure that they didn't lend money to me irresponsibly. The money was in my account the day after signing the agreement and the payment plan is very straight forward monthly direct debits. I love the fact that Updraft have an app you can use to keep in touch and up to date with your loan. Reviewed on: 14th March 2023
Joanne 's avatar
Joanne

Great Communication

5
I really enjoy that this all works through an app that has a webchat function. I really hate having to discuss money over the phone as it makes me anxious but being able to do it over the webchat and not having to fight with a website is really convenient. Reviewed on: 14th March 2023
Scameron's avatar
Scameron

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