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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11082 reviews)

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4.88

Based on 11,082 reviews, last reviewed 14th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great company, easy application and great app. Easy and fast experience, manageable small monthly payments, I have been with this company 2 years, I have no once had any issues, they offer affordab... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11082)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great and simple to use

Read up on Updraft and thought I’d give them a try, spoke to Ashley who was very helpful and made the process seamless and painless, got a quick decision which has helped me. Would highly recommend Updraft to anyone Reviewed on: 14th March 2023

For people who have short term financial difficulties

People get faster decision and less fussy than other non-banking lenders. The rate might be a bit higher than major banks but it’s still a good choice to make a short term loan. Overall, I am fairly satisfied with the quality of the service and product. Reviewed on: 14th March 2023

Awesome!

Easiest company to deal with and super friendly! Reviewed on: 14th March 2023

Great prompt service!!

Great company and service. Applied for my loan in an afternoon, was deposited into my account the very next morning. Reviewed on: 14th March 2023

Fast, Efficient Loan Application with Superb Customer Service

I have 2 loans with Updraft for which I always receive excellent super fast service for any questions I have. Very very efficient service! App is great as well. APR i got is very favourable! Very happy with Updraft, especially wish Ashley who seems never sleeps and keeps answering questions at ANY TIME! Reviewed on: 14th March 2023

Very recommended

Very nice experience with them Reviewed on: 14th March 2023

Willing to offer what the banks will not.

Updraft has been key in a king me to help get my money back on track. I have used Updraft 3 times now and can not fault them. Keep up the great work Reviewed on: 14th March 2023

Finances simplified

Great app which helps you have your finances in control in a very simple way Reviewed on: 14th March 2023

Excellent company

Very good company, easy to communicate with and very helpful Reviewed on: 14th March 2023

Happy to discover updraft

It affordable and interest is low compared with similar organisations. It is also fast and easy to apply. Reviewed on: 14th March 2023

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