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Updraft: Personal Loan reviews

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4.96
Based on 11,059 reviews, last reviewed 18th May 2026
384700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Updraft helped me to consolidate my debt in to one s... Updraft helped me to consolidate my debt in to one simple and easy payment. A Reviewed on: 18th May 2026
Carlen K's avatar
Carlen K

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11059)

Amazing Bank all round

5
Honestly a great experience using Updraft. This is banking of the future and they are incredibly user friendly and considerate Reviewed on: 14th March 2023
Alex Mincks's avatar
Alex Mincks

Very friendly, helpful and responsive staff

5
Easy to use, staff very friendly and helpful, very accessible, and staff very responsive to queries Reviewed on: 14th March 2023
Lauren Devlin's avatar
Lauren Devlin

Quick, painless and transparent

5
After trawling the web and looking at lots of complicated formats stumbled across updraft. Quick, easy and painless with good interface and communication. Interest rate a little higher but no charges for early repayment means I can know years off my loan if I want to ! Reviewed on: 14th March 2023
Lian Nixon-Chater's avatar
Lian Nixon-Chater

Easy to use and well explained

5
They were very helpful, everything was well explained and the process was simple to understand Reviewed on: 14th March 2023
Michael Hockey's avatar
Michael Hockey

What a super service you are

5
Unbelievably simple, easy and straight forward, and no nonsense which makes all the difference in this market. All the info I need is on a very intuitive app, customer service is timely, efficient and polite. Couldn't have asked for a better solution. I even went back for a second loan. Thanks Updraft Reviewed on: 14th March 2023
Anonymous's avatar
Anonymous

Great service.

5
Quick easy and friendly service. Reviewed on: 14th March 2023
nathan clark's avatar
nathan clark

Perfect

5
Really great company to borrow from and very helpful. Easy to contact when needed. Reviewed on: 14th March 2023
Dave Robinson's avatar
Dave Robinson

Friendly Quick Service

5
I have had 3 loans now and each has been organised quickly and friendly when using the application process. Also quick answers when paying loan early. Reviewed on: 14th March 2023
Trevor's avatar
Trevor

Fast, friendly, awesome service

5
I applied for an updraft loan to see if I could get a loan to consolidate my credit card and store card debt. After a few questions, I had it confirmed with no impact to my credit score until I agreed. The application was simple and quick. And the customer service team answered any questions I had no matter how menial they seemed. Reviewed on: 14th March 2023
ScottDocherty's avatar
ScottDocherty

Excellent service

5
Updraft have really sorted me out financially when I needed them. Would absolutely recommend to anyone Reviewed on: 14th March 2023
Joe's avatar
Joe

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