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Updraft: Personal Loan reviews

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4.95
Based on 9,978 reviews, last reviewed 3rd Mar 2026
279400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I got a loan from updraft when life felt heavy I got a loan from updraft when life felt heavy with debts. I managed to consolidate my debts into one monthly payment at a minimal interest rate! Serv... Read more Reviewed on: 3rd March 2026
sarah t's avatar
sarah t

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (9978)

Very helpful customer servive

5
They were incredibly helpful. I had some trouble getting one of my accounts linked and they helped me get it sorted quickly. They got back to me with an offer very quickly and once my loan was approved it was in my bank in less than 24 hours which was amazing! Would highly recommend! Reviewed on: 4th March 2022
Neil 's avatar
Neil

So easy and quick!

5
I hadn’t bothered applying for loans to help consolidate my debt because I just didn’t think I’d be successful and then updraft popped up and made it all so effortless and easy and now I’m paying less off each month but saving tons in interest! Love! Reviewed on: 4th March 2022
Victoria Procter's avatar
Victoria Procter

Easy and affordable alternative to expensive overdrafts!

5
Was able to save loads of money on interest across a few overdrafts and credit cards. Super easy and quick to transfer money with a great app and customer service! Reviewed on: 4th March 2022
Ian MacKinnon's avatar
Ian MacKinnon

Easy and helpful

5
Needed a fast loan for a purchase and updraft served my purpose. Reviewed on: 4th March 2022
david hoyle's avatar
david hoyle

Absolutely amazing service and the app is so easy and quick to use. Very efficient and helpful at all times.

5
I’ve literally tried every loan company and the percentage rate for all of them is sky high and most of them aren’t efficient. However, I came across Updraft and it completely changed my life…I applied for a loan and someone got back to me in a few minute. The documents took no longer than 15/20 to complete and after submitting them I received an email to confirm my loan. Within 24-48 hours the money were in bank. Honestly, couldn’t recommend the app and their services more if I tried! Absolutely 10/10 rate from me :) Reviewed on: 4th March 2022
Gabriela's avatar
Gabriela

Good service

5
A thorough service, friendly and efficient Reviewed on: 4th March 2022
Tracy Smith's avatar
Tracy Smith

Easy and friendly

5
Very simple to set up and help me put my payments in to one monthly bill. Reviewed on: 4th March 2022
Charelle Seabourne's avatar
Charelle Seabourne

Great service

4
Simple process with loan application, money transferred within days Reviewed on: 4th March 2022
Dave's avatar
Dave

Amazing, easy, straight forward

5
Was really easy to get an answer. Great communication. Great app Reviewed on: 4th March 2022
Elle Flood's avatar
Elle Flood

Fantastic company

5
Quick and easy decision. Anle to get help when needed. Wish i found them sooner. Reviewed on: 4th March 2022
nola's avatar
nola

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