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Updraft: Personal Loan reviews

4.89
Based on 11,074 reviews, last reviewed 11th Jun 2026
88% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All the stars Efficient, user friendly, honest and reliable! Reviewed on: 11th June 2026
Carla G's avatar
Carla G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11074)

A breath of fresh air

5
What you see is what you get. I would highly recommend updraft to all of my friends and family. Reviewed on: 23rd March 2022

Excellent service

4
Brilliant company Easy to deal with Reviewed on: 23rd March 2022

Set on the right track to being debt free

5
A quick and easy process to borrow funds needed to clear my expensive overdraft and regain control of my finances. Reviewed on: 23rd March 2022

Excellent service

5
Seen this a few times but nothing ever worked. I couldn’t believe my luck. Fast and easy to apply. Reviewed on: 23rd March 2022

Fast and simple

5
Easy process with an almost instant decision, overall very happy. Reviewed on: 23rd March 2022

Fantastic

5
Upstart are fantastic! Very easy to use and communicate with Reviewed on: 23rd March 2022

Easy to talk to and fast process

5
Have not had any problems with them. Easy to communicate with Reviewed on: 23rd March 2022

So helpful!

5
Helped me manage all my debts into one place, so I was making one monthly payment rather 5 or 6 on different dates Reviewed on: 23rd March 2022

Incredible and easy process

5
I found the process of application, contact and updates easy and extremely straight forward through what was a particularly challenging time! Would recommend to anyone Reviewed on: 23rd March 2022

Supportive and customer focussed

5
Having recently used Updraft to consolidate some credit cards they were the only provider to offer a fair affordable APR and a sensible decision making algorithm. I am in a position of paying less a month and paying less to service overall whilst having a clear timeline for repayment. Well done to Updraft, their decision making and algorithm clearly takes all this into account rather than focussing on profit. Reviewed on: 23rd March 2022

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