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Wise: Wise Account reviews

4.71
Based on 130 reviews, last reviewed 12th Sep 2025
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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8%
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2 star
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0%
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5%

Latest highest rating:

5

Great for travelling and spending abroad, would reco... Great for travelling and spending abroad, would recommend to anyone looking for the best rates. Reviewed on: 12th September 2025
DW's avatar
DW

Latest lowest rating:

1

Had a credit card with them, incredibly high interes... Had a credit card with them, incredibly high interest charge, customer service was also poor Reviewed on: 29th March 2025
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NJN

About this product

With a Wise Account, you can spend around the world, have a balance in any of 40+ currencies and send payments to over 80 countries.

The Wise Account isn’t a bank account, it’s a Money Service. You can get a linked Wise card, but you can’t get credit facilities like an overdraft. Wise has security measures built in to keep your money safe.

Wise Account reviews help you find out what it’s really like to be a customer. If you’ve used Wise before, you can also leave a review and share your experience.

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Wise Wise Account reviews (130)

Great service

5
So very happy that I started to use wise Reviewed on: 12th October 2022

Easy, Quick, Cheap.

5
I have been using Wise for a year now, and it is the key to the grownth of my business. Cheap conversions, and fast transfers to around 40 countries makes it very comfortable for me to use! Reviewed on: 2nd April 2022

Customer service needs improvement

1
I had an account that I genuinely received payments from. Without notice it was closed and no explanation given. It has been hectic trying to figure out how to reach customer service while locked out of the account, almost impossible. Great product all the same Reviewed on: 3rd March 2022

kens review

5
This app has saved me hundreds of pounds in exchange and foreign banking fees. Reviewed on: 10th February 2022

Great UX, great prices. Fast and easy

5
It's one of those services that you try and you don't look again. I have been sending money from UK to Bulgaria in the last 5 years and now using their debit card. Absolutely amazing product, cheap prices. Reviewed on: 1st February 2022

Great exchange rates & Hassle Free

5
I've used TransferWise for a while now to send money home. The exchange rates and fees are the best so far. Money is received by my family within minutes. Reviewed on: 30th January 2022

Avoid excessive bank charges!

5
Save £29 on Overseas Bank Charge! Reviewed on: 10th August 2021

Easy, fast and good value

5
Have used TransferWise for a few years as have a daughter in NZ, but now use debit card for all holidays (well when we had those things...). Never had any problems and always incredible rates. Its actually called Wise now, but that was not an option to choose for the review. Reviewed on: 14th June 2021

perfect for uk-eu transfers

4
Perfect app to send and receive money. As many special characteristics and extras Reviewed on: 13th April 2021

Great Service and Value

5
This is a great service! Excellent value for money compared to high-street banks, transfers are pretty much instant without having to wait days for a SEPA transfer. I can't fault them so far. Reviewed on: 29th March 2021

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