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Wise: Wise Account reviews

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4.71
Based on 130 reviews, last reviewed 12th Sep 2025
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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8%
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2 star
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5%

Latest highest rating:

5

Great for travelling and spending abroad, would reco... Great for travelling and spending abroad, would recommend to anyone looking for the best rates. Reviewed on: 12th September 2025
DW's avatar
DW

Latest lowest rating:

1

Had a credit card with them, incredibly high interes... Had a credit card with them, incredibly high interest charge, customer service was also poor Reviewed on: 29th March 2025
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NJN
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About this product

With a Wise Account, you can spend around the world, have a balance in any of 40+ currencies and send payments to over 80 countries.

The Wise Account isn’t a bank account, it’s a Money Service. You can get a linked Wise card, but you can’t get credit facilities like an overdraft. Wise has security measures built in to keep your money safe.

Wise Account reviews help you find out what it’s really like to be a customer. If you’ve used Wise before, you can also leave a review and share your experience.

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Wise Wise Account reviews (130)

The best exchange

5
You can trust this company to give you a fair rate Reviewed on: 1st March 2023
Gilles Valensi's avatar
Gilles Valensi

Money transfers made easy

5
I use Wise for my proofreading business. I work for many clients around the world. Wise means that they can pay me in a variety of currencies (Euros, Dollars, Romanian Lei) or send money in UK Pounds while avoiding massive bank charges at their end. The fees are completely transparent (which means I always know what to charge to cover any fees) and also very low compared to the competition. The fact I can hold foreign currency means I can also time my transfers back to my UK account, to take advantage of fluctuating exchange rates: something that's probably earned me a couple of hundred quid since opening the account and at least reap some advantage from the plummeting pound due to Brexit, N. Ireland, Liz Truss and Kamikwasi Kwarteng, etc. etc. Reviewed on: 20th February 2023
Ginevra House's avatar
Ginevra House

International transfers made easy

5
Have been user since 2015, saved me 1,000s in fees since Reviewed on: 19th February 2023
Leo's avatar
Leo

The Wise-est way to save money

5
Great idea, great app. Easy and fast. The best way to save money when you need them anywhere you are in the world Reviewed on: 7th February 2023
Mirko Andreoli's avatar
Mirko Andreoli

Now my primary Banking App

5
Best rates when travelling but also great for everyday banking needs Reviewed on: 5th February 2023
Giulio Di Paola's avatar
Giulio Di Paola

Need improvements

3
Rarely using it as it's not fully crypto friendly. Not enough categories. If you have a direct debit set up, you won't see any statistics about it. UI clean and smooth, but technical part and services needs improvement. They also OVER-advertising stock investment, but ignoring a real investments in crypto, sad really. They want to be everywhere, but only good at international transfers. Reviewed on: 26th January 2023
Remi's avatar
Remi

efficient

5
The only issue I have is that they changed their name from Transferwise. Why? Reviewed on: 24th January 2023
Nigel Dodd's avatar
Nigel Dodd

Best exchange rate

5
I have used Wise several times and always gives the best rate for my currency route, GBP>UGX. Highly recommended. Reviewed on: 20th January 2023
Possum's avatar
Possum

Slick and great value

5
Wise offer an low cost and easy way to travel and use forex Reviewed on: 15th January 2023
G1735T's avatar
G1735T

Fast, reliable, user friendly

5
App is fast and easy to use. Transactions are fast and smooth. Exchange rates are updated regularly Reviewed on: 12th January 2023
Binh Dang's avatar
Binh Dang

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