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Wise: Wise account reviews

4.50
Based on 146 reviews, last reviewed 23rd Aug 2026
80% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
8%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Very easy foreign currency handling It's very easy to use for foreign currency transactions and transfers, and I use it for foreign share sales Reviewed on: 23rd August 2026
Anonymous's avatar
Anonymous

Latest lowest rating:

1

WISE operate on unethical business practises. WISE operate on unethical business practises. When i convert money to yen it was not prompt to me as a warning that the min. transfer for Yen using Sw... Read more Reviewed on: 5th February 2026
ZACK E's avatar
ZACK E

About this product

With a Wise account, you can spend around the world, have a balance in any of 40+ currencies and send payments to over 80 countries.

The Wise account isn’t a bank account, it’s a money service. You can get a linked Wise card, but you can’t get credit facilities like an overdraft. Wise has security measures built in to keep your money safe.

Wise account reviews help you find out what it’s really like to be a customer. If you’ve used Wise before, you can also leave a review and share your experience.

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Wise Wise account reviews (146)

The best place to do FX.

5
The best place to do FX. I've been using Wise for almost 10 years and have saved so much in fees and spread. Reviewed on: 12th March 2024

Great platform for people who deal with multiple cur...

5
Great platform for people who deal with multiple currencies. Excellent solution for global freelancers. Reviewed on: 29th February 2024

A Game-Changer in International Banking

4
Wise Bank stands out from the crowd with its transparent charges for foreign currency exchange, making it a top choice for individuals and businesses alike who deal with international transactions. Their innovative approach to currency conversion offers peace of mind by providing real-time exchange rates and low, transparent fees. Moreover, their high interest rates on USD and GBP accounts are a testament to their commitment to providing customers with competitive rates. Overall, Wise Bank offers an exceptional international banking experience that is hard to find elsewhere. Reviewed on: 15th February 2024

Great rate on money exchange, I saved so much

5
Great rate on money exchange, I saved so much Reviewed on: 10th February 2024

Its really reliable and easy to access.

4
Its really reliable and easy to access.l got a three pound extra in my account which l was quite happy with Reviewed on: 31st January 2024

A very good service for Expats

5
Good exchange rate with minimum charges and fast service to foreign account Reviewed on: 31st January 2024

Straightforward

5
... And also Very good value. East to set up and use too. A company for its customers. Reviewed on: 28th July 2023

Great service for best value

5
Always getting good rate for my travel money Reviewed on: 1st June 2023

Fast exchange with fair fees

5
Great service for transferring money, both direct from account but also with the option to use as a bank account loaded with money then spent on a card (like a prepaid card, that can be spent in numerous currencies, but not FCSC secured). Transfers can be sent over several time frames either next day but cheaper or right away but more expensive. Have used for two years Reviewed on: 1st June 2023

Simple to use and to navigate on both phone and website

5
Simple to use and to navigate on both phone and website. Love it so far after recently using Wise. Please keep up the good work. Reviewed on: 31st May 2023

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