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Zable: Credit card reviews

View other Zable products
4.81
Based on 123,713 reviews, last reviewed 17th Sep 2026
81% decrease in 5 star reviews
in the past 90 days
76% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great service. Great service. Easy to use app and whole process of signing up is very simple. Reviewed on: 17th September 2026
MS L's avatar
MS L

Latest lowest rating:

1

BE VERY CAREFUL MISLEADING AND FELT LIKE A SCAM BE VERY CAREFUL – MISLEADING AND FELT LIKE A SCAM My experience with Zable has been absolutely unacceptable. In my opinion, the way this application ... Read more Reviewed on: 6th September 2026
A Abdali's avatar
A Abdali
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About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

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Zable Credit card reviews (123713)

Upwards and onwards

5
I’ve only been using Zable credit card about a year but find it extremely easy and it also helps me with building my credit score back up Reviewed on: 10th July 2025
Samantha's avatar
Samantha

Great customer service team.

5
Great customer service team. Easy to use app. Reviewed on: 10th July 2025
Joanne M's avatar
Joanne M

Pro and Cons

5
Pros Instant virtual card & easy setup: You can start using Zable immediately via Apple/Google Pay without waiting for the physical card . Automatic credit-limit reviews: Users report build-up of credit limits when they pay on time . Cons Very high interest rate: APR is ~48.9%, higher than many alternatives . No rewards or cashback. No balance transfers: Not allowed, which surprised some users looking to consolidate debt . Reviewed on: 10th July 2025
ELI's avatar
ELI

Good Helpful good Payment system and good lineup

5
Good Helpful good Payment system and good lineup Reviewed on: 10th July 2025
Lucy W's avatar
Lucy W

Great card great credit builder would highly recommend

5
Great card great credit builder would highly recommend Reviewed on: 10th July 2025
Ryan 's avatar
Ryan

Very good card easy to use app I rate 10/10

5
Very good card easy to use app I rate 10/10 Reviewed on: 10th July 2025
Richard 's avatar
Richard

Easy to use no faults, app is easy to use...

5
Easy to use no faults, app is easy to use no faults Reviewed on: 10th July 2025
Ash g's avatar
Ash g

Zable Improved my credit score and it is still going...

5
Zable Improved my credit score and it is still going up. It said i needed more characters so here are more characters doing great but telling you more and more and more andmore and more mmmmmmmmmmmmmm Reviewed on: 10th July 2025
uncle D's avatar
uncle D

My experience with Zable has been great, easy to und...

5
My experience with Zable has been great, easy to understand and manage. I hope to continue using Zable for many, many years. Reviewed on: 10th July 2025
Edson C's avatar
Edson C

It's so easy to use and has been a...

5
It's so easy to use and has been a help to me Reviewed on: 10th July 2025
Kerryann A's avatar
Kerryann A

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