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Zable: Credit card reviews

View other Zable products
4.82
Based on 123,704 reviews, last reviewed 17th Aug 2026
67% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good good good good good good good good good good... Good good good good good good good good good good Reviewed on: 17th August 2026
Jak b's avatar
Jak b

Latest lowest rating:

1

I lost my card I'm trying to call n they keep sendin... I lost my card I'm trying to call n they keep sending me links which are not working Reviewed on: 10th August 2026
Thembani H's avatar
Thembani H
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About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

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Zable Credit card reviews (123704)

Smooth and straightforward experience

5
Initially had an issue with onboarding where I hadn’t heard back from the team about my application (this was a few years ago now), however after an email this was sorted and everything has been smooth running since - I haven’t had to contact Zable since as the app experience is smooth and straightforward. Love it! My only one constructive point is, I’d like to see some lower more highly competitive APR rates for long term customers who manage their card well, if possible. Reviewed on: 2nd July 2025
Matt W's avatar
Matt W

Excellent ..

5
Fantastic company they helped build my credit history couldn’t recommend anyone else thank you. Reviewed on: 2nd July 2025
Kieren's avatar
Kieren

Excellent

5
Very easy to use and good rates and app is excellent Reviewed on: 2nd July 2025
Kathryn Harbord's avatar
Kathryn Harbord

Smooth, Simple, and So Damn Easy. Loving Zable!

5
My Experience with the Zable Credit Card App: I’ve been using the Zable app for a while now, and honestly, it’s been smooth as hell. The sign-up process was quick and straightforward — I loved getting instant access to a virtual card while waiting for the physical one to arrive. The app itself is super easy to navigate, with clear info on my balance, upcoming payments, and credit score tracking, which I find really helpful. What stood out most for me is how fast and responsive their customer support is. Any time I’ve had a question, they’ve sorted it right away — no hassle. I also like the option to freeze/unfreeze my card directly in the app. Makes me feel safe if I ever misplace it. A couple of things I’d like to see improved: • The APR is pretty high, so you really need to pay it off in full each month to avoid nasty interest. • There’s no rewards program or cashback — it’d be amazing if Zable added some perks in the future. Overall, I’d definitely recommend it to anyone trying to build or rebuild their credit. It’s been a solid experience, and the app makes managing everything so easy Reviewed on: 2nd July 2025
Monique Badwal's avatar
Monique Badwal

Life saver

5
I could use the money for all the transactions when everi needed and also to improve my credit score Reviewed on: 2nd July 2025
Aiswarya Mathews's avatar
Aiswarya Mathews

Couldn't get a credit card, table showing that faith...

5
Couldn't get a credit card, table showing that faith ive had it 7 months now and been paying off end of month everytime. Awesome. Reviewed on: 2nd July 2025
Brad g's avatar
Brad g

A more personalised service...

5
A more personalised service. I don't have the worst credit score, but Zable offered me favorable terms when no one else would. Reviewed on: 2nd July 2025
RicL's avatar
RicL

Just handy, up to date credit score and track of spe...

5
Just handy, up to date credit score and track of spending Reviewed on: 2nd July 2025
Chelsea A's avatar
Chelsea A

Life is better with Zable

5
Well my experience with zable has been great, I'm very grateful to of been approved and thanks to zable I've been able to manage my bills and shopping better thank you zable Reviewed on: 2nd July 2025
Gerard Carlin's avatar
Gerard Carlin

Easy to use app and love how I dont have to carry my...

5
Easy to use app and love how I dont have to carry my card this use Google pay. Reviewed on: 2nd July 2025
jay's avatar
jay

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