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Zable: Credit card reviews

4.82
Based on 123,703 reviews, last reviewed 10th Aug 2026
67% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Haven’t signed up will do if can get Haven’t signed up will do if can get Reviewed on: 2nd August 2026
Matt's avatar
Matt

Latest lowest rating:

1

I lost my card I'm trying to call n they keep sendin... I lost my card I'm trying to call n they keep sending me links which are not working Reviewed on: 10th August 2026
Thembani H's avatar
Thembani H

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

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Zable Credit card reviews (123703)

Zable os a reliable credit card.

5
Zable os a reliable credit card. It helps me for my daily expenses. Reviewed on: 2nd July 2025

* Easy to Use App: Zable's mobile app receives fre...

5
* Easy to Use App: Zable's mobile app receives frequent praise for being user-friendly and modern. It allows users to: * Manage their card, including freezing/unfreezing it instantly. * Track spending in real-time and get instant transaction notifications. * Make payments directly from the app. * View their Equifax credit score for free within the app, providing insights into their credit health. * No Annual Fee: The Zable credit card generally has no annual fee, making it a more accessible option for those focusing on credit building without extra recurring costs. * No Foreign Transaction Fees: A notable benefit is the absence of currency conversion fees when using the card abroad, as it converts currency at standard Mastercard rates. This can be a significant saving for travellers. * Instant Access to Virtual Card: Upon approval, users can often get a virtual card number immediately, allowing them to start spending online with Apple Pay or Google Pay without waiting for the physical card to arrive. * Credit Limit Reviews: Zable often conducts regular reviews for credit limit increases, and users who manage their account responsibly (paying on time and in full) may be eligible for higher limits, further aiding their credit building journey. * Accessible Eligibility: Zable is designed to be accessible to a wider range of borrowers, including those with a less-than-perfect credit history, making it a viable option when other traditional lenders might decline. Important Considerations: While there are positive experiences, it's crucial to be aware of some common points of concern with Zable, particularly for a credit-builder card: In summary, Zable can be a good experience for individuals who are disciplined with their repayments and utilize the card primarily to build their credit history. Its user-friendly app and lack of certain fees (annual, foreign transaction) are Reviewed on: 2nd July 2025

Very helpful to people who need it.

5
Very helpful to people who need it. Reviewed on: 2nd July 2025

Good company that gives good service

5
Good company that gives good service Reviewed on: 2nd July 2025

I really like Zable and I recommend it.

5
I really like Zable and I recommend it. Reviewed on: 2nd July 2025

Really good credit card for those with a low credit...

5
Really good credit card for those with a low credit score Reviewed on: 2nd July 2025

Excellent service from Zable and App is easy to use...

5
Excellent service from Zable and App is easy to use Reviewed on: 2nd July 2025

It’s a very easy to use service with clear informati...

5
It’s a very easy to use service with clear information regarding your present and future credit. very happy overall Reviewed on: 2nd July 2025

Great experience, good customer service and had no p...

5
Great experience, good customer service and had no problems with them. Reviewed on: 2nd July 2025

Zable is one of best credit card in my life.

5
Zable is one of best credit card in my life. I’m just recommend every one use zable credit card for personal use like shopping ise zable more and more. Reviewed on: 2nd July 2025

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