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Zable: Credit card reviews

View other Zable products
4.82
Based on 123,702 reviews, last reviewed 2nd Aug 2026
76% increase in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Haven’t signed up will do if can get Haven’t signed up will do if can get Reviewed on: 2nd August 2026
Matt's avatar
Matt

Latest lowest rating:

1

I have been decline so I'm unhappy :)) I have been decline so I'm unhappy :)) Reviewed on: 14th July 2026
Silviu B's avatar
Silviu B
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About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

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Zable Credit card reviews (123702)

App is excellent.

5
Easy to use, app is excellent. Great customer service Reviewed on: 12th June 2025
Aleksandra 's avatar
Aleksandra

My experience with the Zable Credit Card has been la...

5
My experience with the Zable Credit Card has been largely positive, especially as someone looking to build credit. The application process was quick and straightforward, with approval in minutes and instant access to a virtual card via Apple Pay, which was convenient for immediate use. The app is user-friendly, offering clear tracking of spending, payments, and my Equifax credit score, which helped me stay on top of my financial habits. The lack of annual fees and foreign transaction fees is a big plus, especially for travel. However, the high APR of 48.9% is a significant drawback, so I make sure to pay the balance in full each month to avoid interest. The initial credit limit was low (£500), but after consistent on-time payments, I received a small increase within six months. Customer service has been responsive, though I’ve heard mixed experiences about their support hours. One concern is the reported security issues with the app; while I haven’t faced this, it’s something to watch. Overall, Zable is a great tool for credit building if you’re disciplined, but the high APR and limited perks mean it’s not ideal for everyone. Reviewed on: 12th June 2025
Ayodeji O's avatar
Ayodeji O

The app itself is easier to use,I love the freeze ca...

5
The app itself is easier to use,I love the freeze card feature,this helps me out when I heed it and pay it back each mont,it helps me to be in control of my spending and improving my credit score as well Reviewed on: 12th June 2025
Rye C's avatar
Rye C

Great company and up front and honest

5
Great company and up front and honest Reviewed on: 12th June 2025
David C's avatar
David C

Very helpful and easy to use.

5
Very helpful and easy to use. Great service Reviewed on: 12th June 2025
Katie 's avatar
Katie

Good Credit

5
It’s a great way to build my credit Reviewed on: 12th June 2025
Riana J's avatar
Riana J

Love my ZABLE card great customer service

5
Love my ZABLE card great customer service Reviewed on: 12th June 2025
Kerry 's avatar
Kerry

Fast and great experience!

5
Fast and great experience! Highly recommend Reviewed on: 12th June 2025
Magdalena 's avatar
Magdalena

Great communication, very easy and user friendly ser...

5
Great communication, very easy and user friendly service. Reviewed on: 12th June 2025
Stephen P's avatar
Stephen P

Over all zable is excellent in services

5
Over all zable is excellent in services Reviewed on: 12th June 2025
Joy White's avatar
Joy White

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