Write a review

Newsletter

Go to business site

Zempler Bank : Credit card reviews

Name: Credit card
Rating: 4.83 (5821 reviews)

View other Zempler Bank products

4.83

Based on 5,821 reviews, last reviewed 2nd Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Credit Card This is a great Credit Card, hassle free extremely efficient company Reviewed on: 2nd September 2026

Latest lowest rating:

1

Hotel made refund. Hotel made refund. Zempler denying credit to my account Reviewed on: 26th August 2026

Read all reviews Write a review

About this product

A Zempler credit card is available if you have a personal income of over £15,000 or more.

There’s no annual or monthly fee, flexible repayment options and a credit limit review within the first six months.

Zempler credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zempler Bank before, you can also leave a review and share your experience.

Review Zempler Bank : Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zempler Bank Credit card reviews (5821)

Good card when travelling

I use the card when I’m travelling and I like the fact that the conversion rate is the Visa daily rate with no extra charges. The card needs the PIN entered every three or four purchases which adds an extra layer of security. Some might find it annoying but I’m of the opinion that it adds to my overall feeling that if I lose the card it won’t work for long even if O don’t notice. Reviewed on: 22nd January 2026

Good service

I've had good service with them for many years Reviewed on: 22nd January 2026

All the years I’ve been with Zempler,I’ve never had...

All the years I’ve been with Zempler,I’ve never had any problems & always happy to help & the app is easy to use Reviewed on: 22nd January 2026

Excellent customer service .

Excellent customer service . Highly recommend . Reviewed on: 22nd January 2026

Zempler feels fair, transparent.

I had a really positive experience with Zempler from start to finish. The application process was quick, clear, and genuinely informative – no confusing jargon or hidden surprises. What impressed me most was being accepted with a low APR, which isn’t something I’ve experienced easily elsewhere. The card itself is straightforward and easy to manage, making it ideal if you want control without unnecessary complications. Everything was explained clearly, so I knew exactly what I was signing up for and how to use the card responsibly. Customer service deserves a special mention – fast, friendly, and actually helpful. Any questions I had were answered properly, not rushed or brushed off, which makes a big difference. Overall, Zempler feels fair, transparent, and designed for real people. I’d confidently recommend it to anyone looking for a reliable credit card with clear terms and excellent support. Reviewed on: 22nd January 2026

A professional and friendly service

A professional and friendly service, thank you Reviewed on: 22nd January 2026

Very new to zempler, but happy so far.

Very new to zempler, but happy so far. Pretty much all the info i can give. Reviewed on: 22nd January 2026

First class service.

First class service. Very helpful. Reviewed on: 22nd January 2026

Simple, straight forward application

Simple, straight forward application Reviewed on: 22nd January 2026

It’s been great can’t complain .

It’s been great can’t complain . Tab n hii Reviewed on: 22nd January 2026

Do you have a different Zempler Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.16 from 3 reviews
Credit card
from Zopa 4.86 from 44354 reviews
Credit card
from Zable 4.82 from 123710 reviews

Want to see more from Zempler Bank ?

Current accounts
from Zempler Bank 4.74 from 8128 reviews
Business account
from Zempler Bank 4.74 from 9891 reviews
Business credit card (discontinued)
from Zempler Bank 4.71 from 164 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub