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Zempler Bank : Credit card reviews

Name: Credit card
Rating: 4.88 (5175 reviews)

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4.88

Based on 5,175 reviews, last reviewed 4th Mar 2026

73300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Just so easy to deal with fantastic Just so easy to deal with fantastic Reviewed on: 28th February 2026

Latest lowest rating:

1

Proven liars and very poor service The customer service team have been proven to lie and not only takes a long time to answer the phone they leave you on hold for extended periods Reviewed on: 4th March 2026

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About this product

A Zempler credit card is available if you have a personal income of over £15,000 or more.

There’s no annual or monthly fee, flexible repayment options and a credit limit review within the first six months.

Zempler credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zempler Bank before, you can also leave a review and share your experience.

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Zempler Bank Credit card reviews (5175)

Never had a problem always listened to me if I...

Never had a problem always listened to me if I did Reviewed on: 18th February 2026

Yeah, i wasn't expected it from them when they gran...

Yeah, i wasn't expected it from them when they granted my £100 credit card to be used and pay back at the end of each month you make use of it. Which is very good for me as a monthly payment worker. Reviewed on: 18th February 2026

I had fraudulent use of my card and after calling th...

I had fraudulent use of my card and after calling the helpline my money was back in my account within 48 hours, great service Reviewed on: 18th February 2026

Good staff

Helpful staff. Very understanding. Reviewed on: 18th February 2026

Find zempler really easy to communicate with the app...

Find zempler really easy to communicate with the app is easy to navigate Reviewed on: 18th February 2026

Easy to use account, uncomplicated and account balan...

Easy to use account, uncomplicated and account balances etc always available 24/7. Reviewed on: 18th February 2026

clean straightforward app

I enjoy using Zempler overall — the app is clean, simple and reliable for day-to-day banking. However, there are a couple of areas that would significantly improve the experience: • Apple Wallet integration: Adding cards to Apple Wallet should be smoother and more reliable. At the moment it feels limited compared to other banks and often requires extra steps. • Credit limit increases: There should be clearer guidance and more accessible ways to request or qualify for a credit limit increase. Right now the process feels opaque and restrictive, even for customers with good account history. Improving these areas would make Zempler far more competitive with other modern banking apps. Reviewed on: 18th February 2026

Hassle free, always willing to help

Hassle free, always willing to help Reviewed on: 18th February 2026

Easy to reach out on phone.

Easy to reach out on phone. They were pretty helpful in resolving the queries. Reviewed on: 18th February 2026

A new way of banking for the future

Can’t find fault with service absolutely first class Reviewed on: 18th February 2026

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