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Zempler Bank : Credit card reviews

Name: Credit card
Rating: 4.83 (5819 reviews)

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4.83

Based on 5,819 reviews, last reviewed 3rd Jun 2026

17% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good bank thank you for everything... Very good bank thank you for everything Reviewed on: 9th May 2026

Latest lowest rating:

1

Avoid, much better providers out there. they should send the app developers back to primary school. A dreadful experience that doesn't even support 2FA if you have more than one account. Can... Read more Reviewed on: 3rd June 2026

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About this product

A Zempler credit card is available if you have a personal income of over £15,000 or more.

There’s no annual or monthly fee, flexible repayment options and a credit limit review within the first six months.

Zempler credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zempler Bank before, you can also leave a review and share your experience.

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Zempler Bank Credit card reviews (5819)

clean straightforward app

I enjoy using Zempler overall — the app is clean, simple and reliable for day-to-day banking. However, there are a couple of areas that would significantly improve the experience: • Apple Wallet integration: Adding cards to Apple Wallet should be smoother and more reliable. At the moment it feels limited compared to other banks and often requires extra steps. • Credit limit increases: There should be clearer guidance and more accessible ways to request or qualify for a credit limit increase. Right now the process feels opaque and restrictive, even for customers with good account history. Improving these areas would make Zempler far more competitive with other modern banking apps. Reviewed on: 18th February 2026

Hassle free, always willing to help

Hassle free, always willing to help Reviewed on: 18th February 2026

Easy to reach out on phone.

Easy to reach out on phone. They were pretty helpful in resolving the queries. Reviewed on: 18th February 2026

A new way of banking for the future

Can’t find fault with service absolutely first class Reviewed on: 18th February 2026

I like very much it’s nice amazing

I like very much it’s nice but we need direct debit Reviewed on: 18th February 2026

Easy and efficient to deal with , customer service a...

Easy and efficient to deal with , customer service and mobile banking makes it easy to manage Reviewed on: 18th February 2026

Excellent they have helped me regain my credit score

Excellent they have helped me regain my credit score Reviewed on: 18th February 2026

easy to repay online, and they let you know when cre...

easy to repay online, and they let you know when credit card can be increased Reviewed on: 18th February 2026

Colin Dunnachie-churcher

Great card, helped me lots, Got my credit up Reviewed on: 18th February 2026

Good app

Easy to use app low credit limit easier for me to monitor Reviewed on: 18th February 2026

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