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East Kilbride Credit Union: Secured loan reviews

Name: Secured loan
Rating: 4.89 (167 reviews)

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4.89

Based on 167 reviews, last reviewed 30th Jun 2026

4000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

1 star

Latest highest rating:

5

1st class service and value . I did all of my transaction online . I am sometimes not too good with internet technology . But I got great help and guidance with a few little proble... Read more Reviewed on: 30th June 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

East Kilbride Credit Union offer a secured loan to members.

A loan is secure when the amount you’re borrowing is equal to or less than your shares 1 balance. A secure loan is secured against the savings in your credit union account, not against your home.

East Kilbride Credit Union secured loan reviews help you find out what it’s really like to be a customer. If you’ve used East Kilbride Credit Union before, you can also leave a review and share your experience.

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East Kilbride Credit Union Secured loan reviews (167)

1st class service and value .

I did all of my transaction online . I am sometimes not too good with internet technology . But I got great help and guidance with a few little problems I had . so apart from these little things which were all down to my lack of expertise, it eas a very straightforward and quick transaction . Can’t thank the girl who helped me with my little buggies enough . I think it was Louise ?I would highly recommend EKCU to anyone wanting to borrow , save , or do anything with them . Reviewed on: 30th June 2026

Glad I joined.

After opening an account with East Kilbride Credit Union some spare cash I had I rarely added to my balance until I took out a secured loan for a holiday (my first time going abroad). I borrowed £1000 at a very cheap interest rate and paid it off in one year. The staff encouraged me to pay back the loan and a little extra towards my savings. I had never been a regular saver but after paying off my loan I realised that I could in fact afford to keep paying the same amount towards my savings and my savings increased quicker than I realised. I still save a small amount every month by direct debit and now I can just withdraw money from my account instead of applying for a loan again. Everything can be done easily online. It is really convenient. I can deposit or withdraw cash and apply for a loan via an app on my mobile phone. I have also found the staff to be very helpful and pleasant to deal with. I would encourage anyone to open an account, set up a direct debit and see your savings increase. Reviewed on: 30th June 2026

Excellent!

I have been a member for many years and cannot commend highly enough. For ease and the wonderful staff who go above and beyond to help. Reviewed on: 30th June 2026

10 out of 10

Excellent service, amazing interest rates & fabulous when applying for a loan. Reviewed on: 29th June 2026

Secured loans

Used service in the past. No drama due to efficiant and well trained staff. Easy to obtain secured loan as long as you have the savings to cover the amount you want to borrow. The paperwork is straightforward and money goes into your bank account quickly. Reviewed on: 26th June 2026

Every enquiry or loan application has always been de...

Every enquiry or loan application has always been dealt with in an Efficient, friendly manner.Nothing is too much bother. I am not very good at these matters and they take the time to listen, advise and talk you through in a manner that you understand.. Having this in my life has helped tremendously particularly when my familyl where younger. I have been a member since it first opened and a lot of the old faces are sadly no longer with us. It is a bit like family. Reviewed on: 25th June 2026

EK Credit Union

I mainly use ek credit union for savings and secured loans, and the staff are excellent, friendly, and the transaction times are fast. Reviewed on: 24th June 2026

Always great to speak to give a personal service if...

Always great to speak to give a personal service if you want never make you feel awkward also tried online for latest withdrawal so easy to use Reviewed on: 24th June 2026

"Once again" I needed some cash as we were moving in...

"Once again" I needed some cash as we were moving into a new home. It was a very fast turnaround so when I spoke to the EastKilbride credit union, it was no problem at all. The service of the friendly staff and knowledgeable into the bargain. The whole process was done and dusted the same day and money into my bank before 17:00 that day. It was, as usual an easy and fast friendly service Reviewed on: 24th June 2026

Ekcu has always been easy to deal with on loans sec...

Ekcu has always been easy to deal with on loans secured and unsecured have been with them for at least 10 years or more would recommend them to everyone Reviewed on: 23rd June 2026

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