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Northern Community Bank (formerly Pennine Community Credit Union): Loans reviews

Name: Loans
Rating: 4.97 (1070 reviews)

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4.97

Based on 1,070 reviews, last reviewed 6th Feb 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Had nothing but amazing things about this they’ve he... Had nothing but amazing things about this they’ve helped me and are so easy to communicate with Reviewed on: 6th February 2026

Latest lowest rating:

2

Very good Very good and very fast response Reviewed on: 29th June 2025

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About this product

Northern Community Bank, offer loans from £150 to £15,000, with repayments tailored to
suit your financial situation.

Offering £500 Family Loan and Savings Scheme is an option too. Account holders can borrow while using your Child Benefit for repayments, helping you manage your finances.

If you’ve used Northern Community Bank before, you can also leave a review and share your experience.

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Northern Community Bank (formerly Pennine Community Credit Union) Loans reviews (1070)

Rang to speak to an advisor who was really helpful...

Rang to speak to an advisor who was really helpful Reviewed on: 18th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Kerry, Thanks so much for your lovely feedback! We’re really glad we could support you when you needed it. Response date: 19th August 2025

excellent service .

excellent service . professional and friendly. quick response. Reviewed on: 17th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Mrs A Thanks for the 5-star review – we really appreciate it and we’re so glad you had a great experience with us! Response date: 18th August 2025

Very happy and very straightforward

Very happy and very straightforward Reviewed on: 15th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Sharon, We’re so pleased to hear you had a good experience – your kind words mean the world to us. Response date: 18th August 2025

Really good (very helpful aswell)!

Really good (very helpful aswell)! HIghly recommended Reviewed on: 15th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Kkarlos, What a great review – thank you! We’re so glad we could help, and we really appreciate the recommendation. Response date: 18th August 2025

A sizeable loan approved within 48 hours!

Having paid off my previous loan, I applied online for a further loan. It was approved in 24 hours, and I have signed within 48 hours. The money is on it's way to my bank as I type. Have saved with this CU since it was Allerdale Credit. It is the best thing I have ever done - when life bites and I need extra cash, am able to apply. Always make sure I don't overstretch myself financially, and am saving whilst paying back the loan. The best insurance ever! Also, very little interest to pay. Highly recommend. Mary W. Reviewed on: 14th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Mary, Thanks for taking the time to share your experience – we’re so pleased to hear it was a positive one. Feedback like this helps us keep improving, so we really do appreciate it. Response date: 15th August 2025

Super fast and easy experience.

Super fast and easy experience. Highly recommended to anyone. 5 star service Reviewed on: 14th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Rebecca, What a great review – thank you! We’re so glad we could help, and we really appreciate the recommendation. Response date: 15th August 2025

A bank run by HUMAN BEINGS

I was paying off a loan I had received last year, but then I received an unexpected bill of over £1000. Because I was still in debt to NCB, I was very hesitant of asking for another loan. However, the loan was approved and the money was in my bank within a few days. Obviously, they ran checks to see whether I could afford the payments and made the decision to grant it.... this bank is run by HUMAN BEINGS not mindless computers. Fantastic. Reviewed on: 14th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Udel, Thanks for taking the time to share your experience – we’re so pleased to hear it was a positive one. Feedback like this helps us keep improving, so we really do appreciate it. Response date: 15th August 2025

Very helpful staff, easy process and payment was iss...

Very helpful staff, easy process and payment was issued fast. Thank you. Reviewed on: 14th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi BulldogMum, Thanks for the 5-star review – we really appreciate it and we’re so glad you had a great experience with us! Response date: 15th August 2025

Very positive experience.

Very positive experience. So quick and easy to apply. Quick responses back. Reviewed on: 13th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi KM, Thanks for taking the time to share your experience – we’re so pleased to hear it was a positive one. Feedback like this helps us keep improving, so we really do appreciate it. Response date: 14th August 2025

This company is brilliant, easy to work with, never...

This company is brilliant, easy to work with, never any struggle. Reviewed on: 13th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi CF, Thanks so much for your lovely feedback! We’re really glad we could support you when you needed it. Response date: 14th August 2025

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