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Northern Community Bank (formerly Pennine Community Credit Union): Loans reviews

Name: Loans
Rating: 4.92 (1327 reviews)

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4.92

Based on 1,327 reviews, last reviewed 21st Aug 2026

14% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I have been with pennie community credit since 2022,... I have been with pennie community credit since 2022, they have new name Northern community bank, they have been great not only with loans ,but savings... Read more Reviewed on: 21st August 2026

Latest lowest rating:

1

I'm a new account holder, I did the payroll loan sch... I'm a new account holder, I did the payroll loan scheme and I can honestly say it was simple and easy to do not even a hour. I got approved within 2 d... Read more Reviewed on: 10th April 2026

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About this product

Northern Community Bank, offer loans from £150 to £15,000, with repayments tailored to
suit your financial situation.

Offering £500 Family Loan and Savings Scheme is an option too. Account holders can borrow while using your Child Benefit for repayments, helping you manage your finances.

If you’ve used Northern Community Bank before, you can also leave a review and share your experience.

Review Northern Community Bank (formerly Pennine Community Credit Union): Loans now

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Northern Community Bank (formerly Pennine Community Credit Union) Loans reviews (1327)

Quick easy experience with an added bonus of being a...

Quick easy experience with an added bonus of being able to save within multiple different accounts ie a Christmas account, an instant access account etc Reviewed on: 9th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Jae, Thank you so much for taking the time to tell us about your experience with PCCU. We are delighted that this was a positive experience for you. All feedback is gratefully received and helps us to continuously improve the service and products we offer our members. Many thanks! Response date: 11th June 2025

Excellent and fast response and customer service is...

Excellent and fast response and customer service is excellent too Reviewed on: 9th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Jenna, Thank you so much for your kind review. Our team pride themselves on offering a friendly and professional service, making sure our members are at the centre of everything we do. Many thanks! Response date: 11th June 2025

Very handy when needing a loan also quick at deposit...

Very handy when needing a loan also quick at depositing would recommend to anyone looking for extra funds or to open savings accounts . Thank-you pccu Reviewed on: 9th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Zgc, Thank you for your amazing 5-star review! So glad we can help, and we really appreciate the recommendation. Many thanks! Response date: 11th June 2025

Good service quick response.

Good service quick response. loan decisions come back very quick, questions where easy to answer. straight forward service with not much IT skills requires Reviewed on: 9th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Pru, Thank you very much for your feedback. We are pleased to hear about your experience with us. Many thanks! Response date: 11th June 2025

Thankyou so much for you help.

Thankyou so much for you help. The app could possibly do with tweaking as it's a bit hard to keep a convo going without it gliitching Reviewed on: 9th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Lorraine, Thank you very much for your feedback. We are pleased to hear about your experience with us. We shall pass your feedback onto our app providers for them to have a look into this. Many thanks! Response date: 11th June 2025

Good opportunity to save money long term

Good opportunity to save money long term despite interest, I've found it an affordable easy way to ensure repayments are on time and a savings pot is built up to enjoy in the future. I intend to increase my savings over a 3 - 5 year period before withdrawing and be able to treat my family to a fantastic well deserved holiday no expenses paid thanks to Pennine Credit Union. I am learning how to save and appreciate my money. Reviewed on: 6th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Dz, Thank you so much for taking the time to tell us about your experience with PCCU. We are delighted that this was a positive experience for you. All feedback is gratefully received and helps us to continuously improve the service and products we offer our members. Many thanks! Response date: 11th June 2025

I applied for my loan on line, it was easy to naviga...

I applied for my loan on line, it was easy to navigate through the application, and got the amount i asked for, the repayments are very straight forward. Reviewed on: 6th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Andrew, Thank you for sharing your experience with PCCU. We are so pleased we could help. Many thanks! Response date: 11th June 2025

Brilliant

Brilliant service and kind staff Reviewed on: 5th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Starcecil, Thank you very much for your feedback. We are pleased to hear about your experience with us. Many thanks! Response date: 11th June 2025

Easy to use app helps budgeting loans and savings ...

Easy to use app helps budgeting loans and savings Reviewed on: 5th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Laura, Thank you for sharing your experience with PCCU. We are delighted to see the 5* review! Much appreciated! Response date: 11th June 2025

Easy to use

Easy to use the app, chat bot works well and self explanatory. Helped massively with savings and expenses too Reviewed on: 5th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Bethany, Thank you so much for taking the time to tell us about your experience with PCCU. We are delighted that this was a positive experience for you. All feedback is gratefully received and helps us to continuously improve the service and products we offer our members. Many thanks! Response date: 11th June 2025

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