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Northern Community Bank (formerly Pennine Community Credit Union): Loans reviews

Name: Loans
Rating: 4.92 (1327 reviews)

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4.92

Based on 1,327 reviews, last reviewed 21st Aug 2026

14% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I have been with pennie community credit since 2022,... I have been with pennie community credit since 2022, they have new name Northern community bank, they have been great not only with loans ,but savings... Read more Reviewed on: 21st August 2026

Latest lowest rating:

1

I'm a new account holder, I did the payroll loan sch... I'm a new account holder, I did the payroll loan scheme and I can honestly say it was simple and easy to do not even a hour. I got approved within 2 d... Read more Reviewed on: 10th April 2026

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About this product

Northern Community Bank, offer loans from £150 to £15,000, with repayments tailored to
suit your financial situation.

Offering £500 Family Loan and Savings Scheme is an option too. Account holders can borrow while using your Child Benefit for repayments, helping you manage your finances.

If you’ve used Northern Community Bank before, you can also leave a review and share your experience.

Review Northern Community Bank (formerly Pennine Community Credit Union): Loans now

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Northern Community Bank (formerly Pennine Community Credit Union) Loans reviews (1327)

Quick, Easy and Excellent Customer Service

Very easy application process from start to finish. Customer service is excellent, I use online chat and it’s easy and they reply promptly. Overall experience has been fantastic. I recommend to anyone I think would benefit from the services they offer Reviewed on: 5th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Marie, Thank you for your 5-star rating! Our team works very hard to ensure we deliver great service to the members. We aim to make sure that your experience with us is as easy and straightforward as possible. Many thanks for the recommendation! Response date: 11th June 2025

Swift and excellent service

Always quick to respond, fair amount of time between loans. Highly rexommended Reviewed on: 4th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Amanda, Thank you for your amazing 5-star review! So glad we can help, and we really appreciate the recommendation. Many thanks! Response date: 11th June 2025

Been with credit union for years now highly recommend

Been with credit union for years now highly recommend Reviewed on: 3rd June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Stephanie, Thank you for your amazing 5-star review! So glad we can help, and we really appreciate the recommendation. Many thanks! Response date: 11th June 2025

It’s great to have as back up if ever needed.

It’s great to have as back up if ever needed. You don’t really see the money go but the benefit of being able to take a bigger sum every few months is great. Reviewed on: 3rd June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi White, Thank you for sharing your experience with PCCU. We are delighted to see the 5* review! Much appreciated! Response date: 11th June 2025

Very helpful and friendly and good with people

Very helpful and friendly and good with people Reviewed on: 3rd June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Tamara, Thank you so much for your kind review. Our team pride themselves on offering a friendly and professional service, making sure our members are at the centre of everything we do. Many thanks! Response date: 11th June 2025

Always so helpful.

Always so helpful. I think the family loans are a great idea and help you save. Reviewed on: 3rd June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Katy, Thank you so much for taking the time to tell us about your experience with PCCU. We are delighted that this was a positive experience for you. All feedback is gratefully received and helps us to continuously improve the service and products we offer our members. Many thanks! Response date: 11th June 2025

Very good communication and easy to speak to.

Very good communication and easy to speak to. Reviewed on: 3rd June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Kateland, Thank you for your 5-star rating! Our team works very hard to ensure we deliver great service to the members. We aim to make sure that your experience with us is as easy and straightforward as possible. Many thanks! Response date: 11th June 2025

Been with credit union for years now: always a good...

Been with credit union for years now: always a good experience. Reviewed on: 3rd June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Rebecca, Thank you very much for your feedback. We are pleased to hear about your experience with us. Many thanks! Response date: 11th June 2025

Helps to save and helps when you really need money

Helps to save and helps when you really need money Reviewed on: 2nd June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Nicole, Thank you for sharing your experience with PCCU. We are so pleased we could help. Many thanks! Response date: 11th June 2025

Quick replies and very helpful when need help

Quick replies and very helpful when need help Reviewed on: 2nd June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Keeley, Thank you for sharing your experience with PCCU. We are so pleased we could help. Many thanks! Response date: 11th June 2025

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