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PayItMonthly : Retail finance reviews

4.78
Based on 260 reviews, last reviewed 10th Jun 2026
7100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
3%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great experience from this company trusting and obli... Great experience from this company trusting and obliging if I had a problem there is just a phone call away Reviewed on: 10th June 2026
malcolm 's avatar
malcolm

Latest lowest rating:

1

Not FCA regulated They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to ... Read more Reviewed on: 30th June 2025
Veronica A's avatar
Veronica A

About this product

PayItMonthly give businesses tools to offer their customers simple instalment plans.

There are no set up fees, no fixed contract and no minimum turnover required to use PayItMonthly. Customers can sign agreements in-person, by email or online. Payment is made to the business once goods or services have been delivered.

PayItMonthly reviews help you find out what it’s really like to be a customer. If you’ve used PayItMonthly before, you can also leave a review and share your experience.

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PayItMonthly Retail finance reviews (260)

The fees can be quite high for longer terms and the...

5
The fees can be quite high for longer terms and the paperwokrkis cumbersome. Would be better if utomated but ovrall great service. Reviewed on: 8th April 2026

The best retail finance company ever We have been wi...

5
The best retail finance company ever We have been with them for 3+ years they are on top of everything for a small business like us Reviewed on: 7th April 2026

I am a salon owner & accredited educator in the beau...

5
I am a salon owner & accredited educator in the beauty industry. I wanted to offer accessible training courses to potential students, as the current economy is difficult to financially survive in, and some courses within the industry can be so costly. PayItMonthly has been the best choice I’ve made to make this possible. They’re really supportive, responsive and their processes are so easy to use. Within a matter of minutes, I have students applications accepted, first instalments paid, documents reviewed and course dates booked in & it’s all thanks to PayItMonthly. Brilliant company, wouldn’t go anywhere else! Reviewed on: 7th April 2026

Fantastic customer service!

5
Fantastic customer service! So friendly and personable :) Reviewed on: 7th April 2026

I used pay it monthly to purchase a mobility scooter...

5
I used pay it monthly to purchase a mobility scooter, it was on a 12 month contract and it was soooo easy to apply, I was offered pay it monthly by the company i was buying from, I spoke with pay it monthly and it was easy and quick to set up Reviewed on: 8th July 2025

Very helpful with a clear plan.

5
Very helpful with a clear plan. I will go for PayItMonthly anytime. Reviewed on: 5th July 2025

Good service received and reliability is top-notch

5
Good service received and reliability is top-notch Reviewed on: 1st July 2025

Highly Reccomended

5
Used the service twice now for home improvments. Never had any issues what-so-ever. Highly reccomend and will be a returning customer when required Reviewed on: 1st July 2025

Affordable repayments.

4
Affordable repayments. The process of application is easy and there is not much to fill Reviewed on: 30th June 2025

Not FCA regulated

1
They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to them when the service providers goes into liquidation before the service is complete! Reviewed on: 30th June 2025

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