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PayItMonthly : Retail finance reviews

4.81
Based on 294 reviews, last reviewed 18th Jul 2026
29% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
3%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great company Easy to understand great customer service with real people no problems no gobbadegook paperwork Reviewed on: 18th July 2026
Jacqueline W's avatar
Jacqueline W

Latest lowest rating:

1

Not FCA regulated They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to ... Read more Reviewed on: 30th June 2025
Veronica A's avatar
Veronica A

About this product

PayItMonthly give businesses tools to offer their customers simple instalment plans.

There are no set up fees, no fixed contract and no minimum turnover required to use PayItMonthly. Customers can sign agreements in-person, by email or online. Payment is made to the business once goods or services have been delivered.

PayItMonthly reviews help you find out what it’s really like to be a customer. If you’ve used PayItMonthly before, you can also leave a review and share your experience.

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PayItMonthly Retail finance reviews (294)

Fantastic support and a seamless merchant experience

5
As a business provider, we need partners that are reliable and easy to communicate with. PayItMonthly delivers on both fronts. Their merchant portal is intuitive, payments are always on time, and their team is incredibly responsive whenever we have a question. It’s a transparent, ethical service that reflects well on our own brand. Highly recommended for any business looking to offer finance. Reviewed on: 10th April 2026

Easy for both end-user and businesses.

5
Easy for both end-user and businesses. Reviewed on: 10th April 2026

Quick, responsive and efficient

5
Each time we have needed to contact PayItMonthly we have found that they are fast at responding, efficient and also easy to do business with. our consumers also find the same should they have any reason for contact, they always seem pleased with the service. They are a fantastic choice and have helped us expand our business. Reviewed on: 10th April 2026

Set us apart from our competitors

5
Being able to offer flexible zero interest credit terms has increased our sales and set us apart from our competitors. Reviewed on: 10th April 2026

I highly recommend PayItMonthly!

5
PayItMonthly provides the means for me to offer secure and flexible payment options for my clients. This has led to an increase in sales for my small business. The application process is very easy to follow and PayItMonthly's customer service is excellent. Reviewed on: 10th April 2026

I have been with this company for 6 years, I have tr...

5
I have been with this company for 6 years, I have tried others and has come back because their service is so great. Reviewed on: 10th April 2026

Happy Clients and Happy Bank Account

5
We love that Payitmonthly gives our customers flexible payment options while keeping our cash flow healthy. Reviewed on: 10th April 2026

Everything runs very smoothly.

5
Everything runs very smoothly. Payments are on time and when need customer service is very responsive. Reviewed on: 10th April 2026

A Valuable Payment Option for Our Customers

5
We’ve had a great experience offering Pay It Monthly to our customers. It gives them a flexible way to spread the cost, which has made our products more accessible and helped improve conversion rates. The setup was straightforward, and the support from the team has been reliable throughout. It’s been a valuable addition to our payment options and has had a positive impact on customer satisfaction. Reviewed on: 10th April 2026

Flippin Brilliant Best thing ever

5
Flippin Brilliant Best thing ever Reviewed on: 10th April 2026

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