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PayItMonthly : Retail finance reviews

4.78
Based on 260 reviews, last reviewed 10th Jun 2026
7100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
3%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great experience from this company trusting and obli... Great experience from this company trusting and obliging if I had a problem there is just a phone call away Reviewed on: 10th June 2026
malcolm 's avatar
malcolm

Latest lowest rating:

1

Not FCA regulated They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to ... Read more Reviewed on: 30th June 2025
Veronica A's avatar
Veronica A

About this product

PayItMonthly give businesses tools to offer their customers simple instalment plans.

There are no set up fees, no fixed contract and no minimum turnover required to use PayItMonthly. Customers can sign agreements in-person, by email or online. Payment is made to the business once goods or services have been delivered.

PayItMonthly reviews help you find out what it’s really like to be a customer. If you’ve used PayItMonthly before, you can also leave a review and share your experience.

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PayItMonthly Retail finance reviews (260)

Able to afford what was needed

5
Enabled my daughter to be able to afford new white goods for her new home Reviewed on: 30th June 2025

Always really easy to use, and quick to set up.

5
Always really easy to use, and quick to set up. Reviewed on: 30th June 2025

Nice experience with helpful people

5
Nice experience with helpful people Reviewed on: 29th June 2025

Excellent service, quick and efficient, great value...

5
Excellent service, quick and efficient, great value and no problems Reviewed on: 29th June 2025

Through out the duration of the contract everything...

5
Through out the duration of the contract everything went on smoothly. There was no issues. I was given the opportunity to ask questions or if I was struggling financially to meet my financial obligations. Reviewed on: 29th June 2025

Helpful service.

5
I found it really helpful when my circumstance changed and I found myself having to start fresh, which included having to floor my new home. I did not have the capital to do this in one go, but Pay It Monthly allowed me to spread this over 6 months and this reduced a lot of stress. It allowed me to settle in to my new home, with the space to deal with other changes and demands. It was very straightforward, and a simple process. Reviewed on: 29th June 2025

A hassle free experience

5
The whole process was quick and easy- hassle free experience. The decision was made almost immediately . Reviewed on: 29th June 2025

Very easy to apply & funds transferred quickly & val...

5
Very easy to apply & funds transferred quickly & value for money Reviewed on: 29th June 2025

Accepted when others Rejected

5
This was a great service considering I was rejected for other financial agreements due to bad credit. Was a great way for me to pay off for photos of me and new baby. Reviewed on: 28th June 2025

It’s very easy to set up & easy to pay...

5
It’s very easy to set up & easy to pay each month Reviewed on: 27th June 2025

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